SS's 2008 Debt Free Diary

Karmacat

southernscouser wrote: »

Well it's all dependant on different scenarios.

Worst case is paying my set £1k a month which will be January 2009. If/when I make more from matched betting it will bring it forward but it's not guaranteed! :undecided

Absolutely not guaranteed - it will require more than flirting with everyone, thats for sure! :smileyhea

What's the average overpayment these last six months or so? It only needs to be £100 a month, and you've brought it into 2008!!! You can do that from matched betting, what with arbs as well. Go ss!:A

southernscouser

Karmacat wrote: »

Absolutely not guaranteed - it will require more than flirting with everyone, thats for sure! :smileyhea

What's the average overpayment these last six months or so? It only needs to be £100 a month, and you've brought it into 2008!!! You can do that from matched betting, what with arbs as well. Go ss!:A

Well the target is an extra £500 a month and to be honest I should be able to achieve it bearing in mind I've nearly already made Aprils money. That will take the date to September/October.

wishiwasarichgirl

southernscouser wrote: »

Well the target is an extra £500 a month and to be honest I should be able to achieve it bearing in mind I've nearly already made Aprils money. That will take the date to September/October.

bl00dy 'ell, thats good going SS! :T Sorry, to butt in, I just remember when I first joined MSE and you were one of the first regular posters I [strike]flirted with[/strike] met and at that stage your DFD was about 3 years away:eek:, can't believe you're down to the final few months now - you're on the home sraight! :j

southernscouser

wishiwasarichgirl wrote: »

bl00dy 'ell, thats good going SS! :T Sorry, to butt in, I just remember when I first joined MSE and you were one of the first regular posters I [strike]flirted with[/strike] met and at that stage your DFD was about 3 years away:eek:, can't believe you're down to the final few months now - you're on the home sraight! :j

Hey wiggles.

I certainly feel like I've 'served' my time. I just want to be rid of it now to be honest. I know that sounds really obvious but even though it is a b!tch I feel it's been an invaluable education.

I can't believe how long it's been either. I could never have envisaged breaking the £30k barrier and here I am now, totally free of any credit card debt! :eek:

And we really must flirt more often.

wishiwasarichgirl

I know what you mean about wanting rid of it, the last few payments of any loan/debt are always a bit frustrating, you'll be scrounging down the backs of sofas for a few extra quid just to get it over with that bit quicker!

Have you any thoughts on treating yourself to something when you are debt-free? I know you wanna save for your own place, but you should splash out on something nice first(once you have match-betted enough to pay the balance in full of course )

and theres 3 weeks till FB gets home so flirt away (I can't promise he won't be stalking my posts though! :rotfl:)

southernscouser

wishiwasarichgirl wrote: »

I know what you mean about wanting rid of it, the last few payments of any loan/debt are always a bit frustrating, you'll be scrounging down the backs of sofas for a few extra quid just to get it over with that bit quicker!

Have you any thoughts on treating yourself to something when you are debt-free? I know you wanna save for your own place, but you should splash out on something nice first(once you have match-betted enough to pay the balance in full of course )

and theres 3 weeks till FB gets home so flirt away (I can't promise he won't be stalking my posts though! :rotfl:)

Do you know what? I don't especially want anything. I've done all the 'treating myself' thing and look where it got me. I know it will be different this time. And maybe it's the fear of buying uncessary's that makes me not want to but I'm just not bothered by material possesions anymore.

I can't pretend to go without coz I don't. If there is something I really want I will buy it but I've become such a grumpy old sod I'd rather save my money! :rotfl:

Maybe I'll treat myself to a nice TV when/if I get my own gaff! You'll have to come round and be impressed by it's size. And the telly! Wahey!

wishiwasarichgirl

southernscouser wrote: »

Maybe I'll treat myself to a nice TV when/if I get my own gaff! You'll have to come round and be impressed by it's size. And the telly! Wahey!

Deal

And you'll have your own place in no time if you save at the same rate as you have been repaying - but then you'll have a mortgage and be in loads more debt! :rotfl: (good debt though, at least you'll have your own space )

southernscouser

wishiwasarichgirl wrote: »

Deal

And you'll have your own place in no time if you save at the same rate as you have been repaying - but then you'll have a mortgage and be in loads more debt! :rotfl: (good debt though, at least you'll have your own space )

I don't think I've got the patience to save for a deposit! :rotfl:

Oh well. Won't be for a while yet! :rolleyes:


Hows you anyway? Fatboy all good?

wishiwasarichgirl

southernscouser wrote: »

I don't think I've got the patience to save for a deposit! :rotfl:

Oh well. Won't be for a while yet! :rolleyes:


Hows you anyway? Fatboy all good?

I'm good ta SS, and FB is fine, surviving the rocket attacks :eek: !! he's back in a few weeks then we're off on hol - Munich & Vienna :T for a week

I'm gonna have to start shopping soon though, he's expecting prezzies for his birthday, xmas & valentines day that he missed when he was away... I meant to get something in the Jan sales, but never got round to it! :rolleyes:

southernscouser

wishiwasarichgirl wrote: »

I'm good ta SS, and FB is fine, surviving the rocket attacks :eek: !! he's back in a few weeks then we're off on hol - Munich & Vienna :T for a week

I'm gonna have to start shopping soon though, he's expecting prezzies for his birthday, xmas & valentines day that he missed when he was away... I meant to get something in the Jan sales, but never got round to it! :rolleyes:

Not a good idea to put on a public forum that you forgot! But I've quoted it for bribery purposes!

Now there is one thing I'd like. A holiday. Somewhere hot. Swim up bar. Lazing around a pool all day! Pucker!

I'm sure he'd rather just have things you don't have to buy!