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DRO missed a debt off
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FataMorgana
Posts: 9 Forumite
in IVA & DRO
Hi, I had my DRO approved but a debt has been missed off. I have contacted the DRO unit to make them aware of this and, of course, I need to pay any debt that is not covered by the DRO. My question is, do I also have to contact The Official Receiver personally? If so, how do I find The Official Receiver for my DRO. Many thanks
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Not sure why you would contact the official receiver. the debt has been missed and that's that. you need to deal with that at some point.
But - does the creditor know you are in a DRO? And do they realise they've been missed off? If the debt is particularly old and not been acknowledged in writing (for 5+ years) you might sneak through and it will be statute barred at the end and it will all be well.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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The DRO Unit/team is part of the insolvency service.
This happens occasionally. Tell the creditor you have a DRO, and expect them to write it off2 -
Thank you, I'll wait for them to chase up. I've read a lot on various sites that states that if a debt is missed off, it's my responsibility to inform the Official Receiver. I'm assuming I'm okay then, having let the DRO unit know. It's been worrying me half mad, thinking that I'll have my DRO revoked over the missing debt if I haven't actually informed the Official Receiver
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As long as the missing debt does not take you over 50k, no problem2
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Okay, thank you. It definitely doesn't.0
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