Struggling to get insurance for New Home with non-standard construction

Miri_J

XRS200 said:

What is the question being asked about the roof?  It's usually something like is it covered in slate or tiles

You're right, I hadn't read that properly! I'm not completely sure whether these are tiles or plastic sheets that look like tiles. I may need to clarify that tomorrow with the EA. 

Miri_J

user1977 said:

Have you tried speaking to your surveyor to get any clarification you need? As I said, I doubt David Wilson have been building something "weird" 3 years ago.

Having difficulty getting hold of my surveyor due to a family illness. I have sent an email and will try again tomorrow.

Miri_J

Annemos said:

What you are saying is really awful. 

It's as if we are trapped in a new era where "The Computer/AI/Person" always says No. 

It is so very unhelpful. 

It does sound like a bit of a nightmare already. And those Management Companies can cause a lot of issues. 

Should your Solicitor be doing much more of this legwork? 

Good luck whatever you decide to do. 

Just attaching a link below. (I have read of problems around here, through our Village Social Facebook page.)


https://hoa.org.uk/advice/guides-for-homeowners/for-owners/problems-new-build-estate-management-fees/#:~:text=The%20main%20problems%20with%20new%20build%20estate%20management,3%203.%20No%20right%20to%20manage%20for%20freeholders


PS Any Survey you have done, can't start pulling the walls apart to see what is in there!?

Also saw this in passing


https://erikasgrig.com/how-house-walls-are-constructed-in-the-uk/

Yes lots of problems. The management company want to charge £680 just to register my title deeds. Even though the management company for the estate hasn't been set up! Work that one out!

Solicitor seems overwhelmed with work. Sometimes takes 2 weeks to reply to emails.

I understand that the surveyor can't pull walls apart. I'm interested to know how she worked out it was brick panels not true bricks. She seems to have worked most of it out by looking in the loft at the top of the wall.

Very interesting articles. The HOA one puts me off even more! I had managed to get some better insurance quotes based on what XRS200 said, though I'd need to check with the actual insurers. But now I'm not so sure...

XRS200

Miri_J said:

XRS200 said:

What is the question being asked about the roof?  It's usually something like is it covered in slate or tiles

You're right, I hadn't read that properly! I'm not completely sure whether these are tiles or plastic sheets that look like tiles. I may need to clarify that tomorrow with the EA. 

Your first post said the surveyor said it was tiles 

Miri_J

user1977 said:

Have you tried speaking to your surveyor to get any clarification you need? As I said, I doubt David Wilson have been building something "weird" 3 years ago.

I've edited my post:

I did try checking with my surveyor but she was adamant that she was right. She has caused me no end of stress and anxiety!

However, David Wilson have now confirmed that the house is brick and block construction. The roof tiles are Marley Eternit tiles which are an artificial slate, basically cement with polymer reinforcement. It is a relief.