Legal notice of attachment of earnings

lp19876

Hi, I have received the below email and think it is scam, can anyone help ?

Hi Lewis

This is Robyn Allen from CRL ( Credit Recovery Limited ). Hope you are doing well. I just would like to tell you that we have got a legal complaint against you from your creditors where you are not making the contractual payments or managing just minimum payments towards them.

Creditors have approached us in order to get the “CCJ” action against you so that they can have the attachment of earnings for the total of £399.99 every month from your income, so that they can recover all the money from your side asap because as per the creditors they gave you enough chance to get the arrangements done through the government help known as an “IVA” but you refused to get that help and now they are looking to have legal action against you.

If you do not want to have any sort of legal proceedings and you are struggling with your financial situation and want to get these debts sorted, you do have “three options” left for yourself from these creditors apart from the CCJ.

If you wish to sort-out these debts. we will transfer you to our help desk team to get your finances back on track.

Hope to get a reply soon from your side.

Kind Regards!
Robyn Allen
Enforcement Manager

lp19876

Also forgot to mention this is from a Gmail account. Just curios if anyone else has had this type of email.

RAS

This one popped up on another thread here a few days ago, albeit maybe not including the AoE threat. Scammers who don't even know the legal process, just scrambled some word soup in the hope of confusing you.

A company of a similar name was struck off in 2011.

CliveOfIndia

It's nothing but a scam.  As if the appalling grammar wasn't enough of a clue in the first place, the Gmail address is a dead giveaway - no legitimate company would use Gmail (or Outlook or Yahoo or any of the free providers that you or I would use).

Block the sender's address, bin the email and forget about it.

FlorayG

Nobody in actual debt recovery writes am email as chummy as that - they are very factual
It immediately reveals itself as a scam though because it DOESN'T SAY who you apparently owe this money to

Jenni_D

Apart from the above ... another obvious clue would be whether or not you were in fact paying off creditors under an arrangement.  

km1500

"kind regards" .... !!!!

save_the_pennnies

I received this email.  Obvious scam.  I am wholly aware that scam emails shouldn't be replied to, but I was in a fighty kind of mood.

Dear Ms. Seaman (or the individual fraudulently using this name),

I acknowledge receipt of your unsolicited communication purporting to be from “Credit Recovery Limited” and alleging the existence of a “legal complaint,” a “CCJ action,” and other purported enforcement measures. Your email has been identified as a fraudulent attempt to elicit personal and financial information through misrepresentation.

Please be advised of the following:

1. This correspondence has been immediately forwarded to my solicitors, who are currently reviewing it as part of a developing file concerning potential criminal offences, including but not limited to fraud by false representation, unauthorised demands for money, and attempted identity theft.

2. All metadata, headers, and server traces from your email have been preserved in accordance with evidentiary standards and will be provided to the appropriate authorities, including cybercrime reporting bodies and regulatory enforcement units responsible for the misuse of financial-services terminology.

3. Your misuse of terms such as “CCJ,” “IVA,” “attachment of earnings,” and alleged creditor instructions is noted as a deliberate attempt to impersonate legitimate legal procedures. My lawyers are in the process of drafting a formal complaint for attempted fraud, which may include international data-sharing requests should your communication be traced outside the UK.

4. Furthermore, upon reviewing public records at Companies House, I note that a company named “Credit Recovery Limited” was dissolved in 2011. Your use of this name therefore appears to constitute fraudulent impersonation of a defunct legal entity, which materially worsens the seriousness of the offences my lawyers are now documenting.  

5. You are hereby issued with a Cease and Desist Order.
   You are to refrain from any further contact with me—whether by email, phone, or any other medium. Any further communication from you or your associates will be documented and treated as a continuation of unlawful activity and will result in immediate escalation through my legal representatives.

Failure to comply will result in formal legal escalation without further notice.

Govern yourself accordingly.

Sincerely,

user1977

What a load of (presumably) AI-generated nonsense. Are you really intending to pursue a private prosecution? 

LightFlare

By responding all you are doing is flagging your email as a “live” one

Be prepared for more spam