We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Natwide existing transfer offer -No Expiry Date

Options
2»

Comments

  • Nasqueron
    Nasqueron Posts: 10,657 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Unfortunately that is why you had the DMP before and could end up in another 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 March at 1:49PM
    Nasqueron said:
    Unfortunately that is why you had the DMP before and could end up in another 
    Today’s specific situation….
    Whilst final part of Transfer from NW CC is ‘Pending’ -2nd of 3 days.
    Full Available is restored, is it today safe to take advantage of NW CC 0% 18 mths offer.
    i.e. I want to avoid final Partial from NW CC to not get caught up in interest or order of repayment.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 March at 9:12AM
    Nasqueron said:
    Dandytf said:
    Re visiting this offer and intend to make use of transferring 1.6k from Amx,
    28.5 or is it 30% apr to Natwide 9.9 18 months offer.
    Not going to clear in time though 18 mths is best offer term in ages.
    Also making use Natwide 1.4k to VM current transfer 0ffer.
    24.9 apr to 0% apr 10 (12)mths.
    Two very good existing offers whilst I won’t be offered a new card in upcoming years.
    Interesting years from 26-27!

    You should work on paying debt down rather than bouncing along unaffordable debt

    Go to the Debt Free Wannabe pages
    99% when both offers expire then it’s going to be interest or savings.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 March at 9:16AM
    Final sum of transfer from NW cc to VM cc is complete,  overnight.
    3rd of up to 3 days, too late to avoid next Amx payment, edited in time transfer Amx adjusted DD to 25.57 until I make final part transfer.
    At least I can request Amx to NW CC 0% 18 mths transfer.

    Thanks mser’s 9-18 mths it is then!
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nasqueron said:
    Dandytf said:
    Re visiting this offer and intend to make use of transferring 1.6k from Amx,
    28.5 or is it 30% apr to Natwide 9.9 18 months offer.
    Not going to clear in time though 18 mths is best offer term in ages.
    Also making use Natwide 1.4k to VM current transfer 0ffer.
    24.9 apr to 0% apr 10 (12)mths.
    Two very good existing offers whilst I won’t be offered a new card in upcoming years.
    Interesting years from 26-27!

    You should work on paying debt down rather than bouncing along unaffordable debt

    Go to the Debt Free Wannabe pages
    Not yet, very challenging 36 or more months repayment wise, though 1st of a few ending this year, V12 repaid during March!
    thanks appreciated.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nasqueron said:
    Unfortunately that is why you had the DMP before and could end up in another 
    Only from temp loss of Income 🔑
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Nasqueron
    Nasqueron Posts: 10,657 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You went into a DMP from temporary loss of income, you are now unable to pay off the card before 0% ends so need to bounce the debt along, you risk not being able to get another BT or offer - I would recommend speaking to the friendly people at Debt Free page to help clear

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture