Bidding on a car on ebay (auction listing not a classified listing) - If I win can I pay via ebay?

whalemoney

Hi there's a car on ebay that's listed auction-style rather than the usual 'classified ad' that you usually see on ebay where it's a set price and you can't bid.  It's basically listed like an ordinary item where people are outbidding each other.

I just wanted to know if I win the bidding, is it the same as when you buy other items on ebay where you go to checkout and pay through ebay?

The reason I ask is I want to use my credit card.  So ideally I need to checkout via ebay.  It's a private seller so he wouldn't have a way to take a credit card payment if I were to pay in person rather than through ebay's checkout.

MikeJXE

Are you not going to view and get a test drive ?

If not you're asking for trouble 

whalemoney

MikeJXE said:

Are you not going to view and get a test drive ?

If not you're asking for trouble 

No, it's too far away to test drive it.  If it was down the road I probably would, but it'd cost me hundreds and a day off work to get there and back. 

Although I can see why you'd say not test driving it first is asking for trouble, in some situations, especially a private sale, a test drive isn't always the best thing to do.  There's a risk of significantly reducing my consumer rights if I were to test drive the car.  In the event I discover what I think is a minor fault but accept it and then pay for it, the fault has essentially been accepted by me.  If it turns out to be a more expensive issue, it could be deemed that I was already aware of the fault and I bought it accepting the consequences.  As a lecturer once told me, kicking the tyres isn't always the best way to buy a car.

In my situation, there is some logic to paying first (if I can pay through ebay that is, with my credit card) and then go and have the test drive/ first drive.  

Anyway, if future replies could stick to the question about checkout (I'm not trying to sound rude but I don't want this thread to go off on a tangent like they often do on the MSE forums) and if somebody could let me know if I'd be able to pay via checkout, it'd be appreciated.  Thanks

soolin

Yes if it’s listed as an auction then you can pay via eBay . 

whalemoney

soolin said:

Yes if it’s listed as an auction then you can pay via eBay . 

cheers.  Hopefully there's a way to split the payment over more than one card.  My mastercard only has a 5k limit on it.

soolin

whalemoney said:

soolin said:

Yes if it’s listed as an auction then you can pay via eBay . 

cheers.  Hopefully there's a way to split the payment over more than one card.  My mastercard only has a 5k limit on it.

I’m not sure you can split the payment , the payment page shows your options you’ve previously chosen, allows you to add a new payment method, but I don’t recall ever having seen a way of only part paying. Assuming you win, you may need to rethink your payment options.

Alderbank

whalemoney said:

MikeJXE said:

Are you not going to view and get a test drive ?

If not you're asking for trouble 

Although I can see why you'd say not test driving it first is asking for trouble, in some situations, especially a private sale, a test drive isn't always the best thing to do.  There's a risk of significantly reducing my consumer rights if I were to test drive the car.  In the event I discover what I think is a minor fault but accept it and then pay for it, the fault has essentially been accepted by me.  If it turns out to be a more expensive issue, it could be deemed that I was already aware of the fault and I bought it accepting the consequences.  As a lecturer once told me, kicking the tyres isn't always the best way to buy a car.

OP, please ignore my comments below. They are not intended for you but they might help others who read this thread.

In a private sale you have no consumer rights. You would only have consumer rights if you buy from a motor trader.
You have only the basic rights that car must match the seller’s description, be roadworthy and the seller must have the legal right to sell it to you. No requirement to be “of satisfactory quality’’ or “fit for purpose”, no additional protection for a distance sale such as right to cancel the contract and no s75 protection when using a credit card.

forgotmyname

I would refund your payment instantly.  No way would I sell a car over £5k with Paypal to a buyer that had not viewed the car.

Just asking for trouble on both sides.  If you want to use multiple cards to pay then I would goto a dealer.

steveE2

No,you cannot pay via eBay checkout.
Vehicle auctions are not covered by the eBay MoneyBack Guarantee and no online payments will be available on the listing.

You may have the choice of credit card payment if the car is being sold by a trader but this wouldn't be via eBay checkout.

FlorayG

Is it not cash on collection? Most car auctions from private sellers are to prevent scammers

soolin

steveE2 said:

No,you cannot pay via eBay checkout.
Vehicle auctions are not covered by the eBay MoneyBack Guarantee and no online payments will be available on the listing.

You may have the choice of credit card payment if the car is being sold by a trader but this wouldn't be via eBay checkout.

It’s been set up as an auction though not a classified ad so online payments will be available (no more cash on collection available at all anyway) . Assuming the seller has set this up correctly as collections only then payment will be made to seller and buyer or their chosen courier will get a QR code and car is released to them once the person collecting the car supplies that code.

if the seller had used the classified ad system which is recommended for cars then they could have added whatever payment methods they wanted. 

At that point car is deemed to have been collected and inspected and their is no buyer guarantee if they later decide there is an issue that was present at time of collecting. 

EDIT the latest rules for collection only items.

https://www.ebay.co.uk/help/buying/postage-delivery/changing-delivery-address-method/collection-person?id=4056&st=3&pos=1&query=Collection%20in%20person&intent=Cash%20on%20collection&lucenceai=lucenceai&docId=HELP1015