Joint Accounts & Partners With Debt

jimjames

M25 said:

Why not have a joint account for just 1 or 2 items and see how things go?

It may build trust and help the relationship.

That seems a bad idea. It doesn't matter how many items, the act of opening a joint account is what creates the financial link that is shown by credit reference agencies

etienneg

Is your partner buying the new house in their own name, or are you buying it together? Will there be a mortgage in just your partner's name, or both your names? Either of these will create a financial link just like a joint bank account. As others have said, as your partner has debt such a financial link is a bad idea and should be avoided.

Ritusrex

Don't do it!  You will regret it further down the line.  What's the need to have a joint account, anyway?