AJ bell dodl

Pkman

Randomly check my Lisa on dodl

I have their themed investments, across the pond.

They don't do ishares us equity index fund (UK) d acc anymore

Ongoing charge is 0.05%

Is it worth selling this and buy spdr sp 500 ETF, ongoing charge is 0.03%

Any pro and con on this ?

masonic

Probably not worth selling your existing holdings unless they make you. You could just use the ETF for new investments.

Mark_d

I would transfer the account to get 4%, no management fee and have the capital guaranteed:

https://www.unitymutual.co.uk/savings-for-you/lifetime-isa/

orange-juice

Depending on the speed that they process transactions, you could miss out on gains / avoid losses being out the market from selling existing holdings and then rebuying the new etf.

It’s up to you. Probably not worth it for 0.02%.

eskbanker

Mark_d said:

I would transfer the account to get 4%, no management fee and have the capital guaranteed:

https://www.unitymutual.co.uk/savings-for-you/lifetime-isa/

If OP is exclusively invested in equities then that product is unlikely to be a suitable alternative for their objectives and risk tolerance.