Switching from distributing to accumulating fund ISA

Beddie

Sell and buy - so that'll cost you £20 all told. So, if it's bothering you, just do it.

Or... leave it as it is and when some cash has built up reinvest it - £5 each time.

I'd do the former, but you do you!

LHW99

With inc funds, you do also have the option of not re-investing dividends in the original fund, but using them to add to something else instead (eg a small cos tracker, if you use a MSCI World) or for rebalancing between equity and bonds etc.