Fixed rate/term saving accounts - best around?

WindfallWendy

Albermarle said:

WindfallWendy said:

Hi - 

I know there is the Regular Savers thread on here, but I was wondering where people were locking away chunks of money (i.e. best NON-Regular Saver) as my latest fixed rate account has just expired and reverted to 1.5%

I have come across Principality's 5.15% fixed for 12 months which is most appealing at the moment, but figured clever bods on here would know the nooks and crannies I don't. 

Any hidden gems out there? I have a current account which earns 3.8% but it's variable so I'm expecting it to go down. 

Thanks

PS - I have maxed my ISA and Premium bonds and chucked some into pension already so resigned to taxable interest earning now.

Are you aware that normally when opening a fixed rate/term account, you have a limited time to add new funds from opening the account . Usually 14 to 30 days.
Also you can not withdraw early from most, unless you are virtually on your deathbed.

Thanks for the heads up! It's certainly what I'm expecting, but as I noted above, 190 days is not something I'm interested in, so just seeking out views from those who might be taking advantage of good ones out there.

subjecttocontract

The best 1 year fixed rates are currently available via Raisin at 4.8%.