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Fresh Start At Fox Towers.

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  • Bluegreen143
    Bluegreen143 Posts: 3,704 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Very sensible Fox. It’s tricky when you and your spouse don’t agree. I personally discount kids’ opinions on this as they will always say yes to wanting pets without considering the work/expense 🙄. But it is harder to look the bad guy and say no if the other parent is up for the pet. 

    Hold your ground and apart from the money, puppies are also a bit of a bind so enjoy your freedom for at least a while til you get a new one. 
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • foxgloves
    foxgloves Posts: 12,557 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @foxandflowers - That sounds really sensible re the dog situation. You need to get the new budget completely stable first for a year or two, then assess whether you can afford a dog. 
    When our dear old cat was pts during the pandemic, we waited a few months because we missed him so much, then adopted 2 rescue cats from a local charity. It was eye-opening how much more expensive 2 were to look after - twice as much food, two lots of everything at the vets, 2 insurances, bigger cattery bills at holiday times..... We just wanted two & as our finances are pretty stable after getting rid of the debt, I didn't bother doing the sums on how much extra they'd cost. I have never had dogs but I gather they are more expensive than cats. I think it makes sense to hold back until you know the new budget situation is stable & has sufficient flex to accomodate dog expenses. 
    Good luck with everything,
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Sarahwithlove
    Sarahwithlove Posts: 3,322 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Wahoooo that's great news about the chain being ready fingers crossed you get a date very soon then. 

    I agree ref a dog. If he really wants one why doesn't he start offering dog walking services? Such a good way to earn money whilst your daughters at school and help him see if he can really cope with taking it out for a walk all year round every day in all weather's. I imagine the novelty would soon wear off. 
    *Dad loan - £5300 - £7300
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£400

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £860
    *Total debt - £8560/£11641.17*


    Savings
    *Savings Buffer - £1000/£1500
    *Emergency Fund - £1000/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Cherryfudge
    Cherryfudge Posts: 13,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    JUST HAD AN EMAIL TO SAY EVERYONE IN THE CHAIN IS READY  B)
    Fantastic!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    Amazing news regarding the chain being ready to plough on full steam ahead!
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • dawnybabes
    dawnybabes Posts: 3,338 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fantastic news on the house.  

    Round us the dog walkers have waiting lists 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • vampirotoothus
    vampirotoothus Posts: 357 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Great news, hope it all finalises really soon and you can feel more settled. V x
  • MeandO
    MeandO Posts: 3,228 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Exciting new, Fox! Hope it all goes well.

    Well done for laying down ground rules about the prospect of getting another dog, too. x
    Mortgage @ 03/2019: £125,000, Now: £51,956.86
    Mortgage OP’s: £20,691.73
    Remaining 10% OP allowance 2025: £1327.55
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