Unoccupied house insurance

I've just built a house and it is currently being marketed to rent, but I need insurance cover until it is occupied by tenants. I've tried Insure Me but they declined as it is owned in a company name. Anyone else out there doing this type of insurance?
Even if you are a minority of one, the truth is the truth.

Comments

  • Try Adrian FLux
    Thrifty Till 50 Then Spend Till the End
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  • DullGreyGuy
    DullGreyGuy Posts: 17,352 Forumite
    10,000 Posts Second Anniversary Name Dropper
    flyer said:
    I've just built a house and it is currently being marketed to rent, but I need insurance cover until it is occupied by tenants. I've tried Insure Me but they declined as it is owned in a company name. Anyone else out there doing this type of insurance?
    Do you have a timeline for it being occupied? 

    You'll mainly be looking at brokers, Vasek (part of Gallaghers) has been promoted a few times by people with hard to place insurance needs but have no personal experience of them. 
  • Mr.Generous
    Mr.Generous Posts: 3,921 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    When I was renovating to let out the cost of insurance when unoccupied was prohibitive, I just held out until tenanted. I know its a risk, but you have to weigh up the cost against the risk.
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
  • flyer
    flyer Posts: 2,274 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    flyer said:
    I've just built a house and it is currently being marketed to rent, but I need insurance cover until it is occupied by tenants. I've tried Insure Me but they declined as it is owned in a company name. Anyone else out there doing this type of insurance?
    Do you have a timeline for it being occupied? 

    You'll mainly be looking at brokers, Vasek (part of Gallaghers) has been promoted a few times by people with hard to place insurance needs but have no personal experience of them. 
    No. It's literally just gone on the market, but hoping it gets rnted quickly. I'll try Vasek.
    Even if you are a minority of one, the truth is the truth.
  • flyer
    flyer Posts: 2,274 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only option on Vasek is a member of the public or an insurance broker
    Even if you are a minority of one, the truth is the truth.
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