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Non fault accident - repair cost if not repaired
I was planning to sell my car, which is a 2010 and hard to get parts for but has MOT and runs fine, but someone hit me from behind and the tailgate is damaged.
Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works).
Is that something they might do?
2010 Chevrolet Captiva.
Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works).
Is that something they might do?
2010 Chevrolet Captiva.
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Comments
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I think it's unlikely
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They will total loss the car
You can then discuss if you want to keep the car (they will deduct the salvage fee). You will then sell a cat n car which will be worth slightly less
or just sell it to them and take the cash
you can’t get the full value from the insurance keep the car and then sell it and get the value twice0 -
Yes, the problem I found was getting someone to give me a quote when it was obvious I wasn’t going to get it repaired, which is fair enough from their POV. My last claim of a third party I just sent photos of the damage and they wrote it off, I kept it and they gave me the difference between pre accident value and salvage value.0
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JC31 said:I was planning to sell my car, which is a 2010 and hard to get parts for but has MOT and runs fine, but someone hit me from behind and the tailgate is damaged.
Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works).
Is that something they might do?
2010 Chevrolet Captiva.0 -
Auti Trader is showing prices in the region of £1.5-2.5K for that sort of car so I'm surprised they're even bothering to ask for quotes - normally even minor damage on a car of that value would result in a write-off. Doubly so if parts are hard to get and they could be on the hook for courtesy car for an extended period while they are sourced. Is it an unusually rare/valuable model?
But to answer your question, in principle yes you would be entitled to claim the market cost of the repairs whether or not you actually get them done - assuming they don't come to more than the value of the vehicle itself.0 -
Aretnap said:But to answer your question, in principle yes you would be entitled to claim the market cost of the repairs whether or not you actually get them done - assuming they don't come to more than the value of the vehicle itself.0
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