Non fault accident - repair cost if not repaired

I was planning to sell my car, which is a 2010 and hard to get parts for but has MOT and runs fine, but someone hit me from behind and the tailgate is damaged. 
Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works).
Is that something they might do? 
2010 Chevrolet Captiva. 

Comments

  • Mark_d
    Mark_d Posts: 2,155 Forumite
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    I think it's unlikely
  • cw8825
    cw8825 Posts: 552 Forumite
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    They will total loss the car
    You can then discuss if you want to keep the car (they will deduct the salvage fee). You will then sell a cat n car which will be worth slightly less 
    or just sell it to them and take the cash

    you can’t get the full value from the insurance keep the car and then sell it and get the value twice 
  • Nobbie1967
    Nobbie1967 Posts: 1,637 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, the problem I found was getting someone to give me a quote when it was obvious I wasn’t going to get it repaired, which is fair enough from their POV. My last claim of a third party I just sent photos of the damage and they wrote it off, I kept it and they gave me the difference between pre accident value and salvage value.
  • DullGreyGuy
    DullGreyGuy Posts: 17,182 Forumite
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    JC31 said:
    I was planning to sell my car, which is a 2010 and hard to get parts for but has MOT and runs fine, but someone hit me from behind and the tailgate is damaged. 
    Their insurer accepts responsibility, and has asked for my costs but it would suit me to get a cash payout and sell unrepaired (tailgate still works).
    Is that something they might do? 
    2010 Chevrolet Captiva. 
    Get a quote for the work to be done and submit it stating you want cash in lieu of repairs... though based on the age of the vehicle they may decide to total loss it instead. 
  • Aretnap
    Aretnap Posts: 5,659 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Auti Trader is showing prices in the region of £1.5-2.5K for that sort of car so I'm surprised they're even bothering to ask for quotes - normally even minor damage on a car of that value would result in a write-off. Doubly so if parts are hard to get and they could be on the hook for courtesy car for an extended period while they are sourced. Is it an unusually rare/valuable model?

    But to answer your question, in principle yes you would be entitled to claim the market cost of the repairs whether or not you actually get them done - assuming they don't come to more than the value of the vehicle itself.
  • DullGreyGuy
    DullGreyGuy Posts: 17,182 Forumite
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    Aretnap said:
    But to answer your question, in principle yes you would be entitled to claim the market cost of the repairs whether or not you actually get them done - assuming they don't come to more than the value of the vehicle itself.
    Cash in Lieu is typically paid net of VAT. Given there is no hire, no chance to come back if it turns out there is more damage etc they typically will go closer to the TL value than if it was actually going to be repaired. 
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