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Phone contract

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In May 2023 I took out a contact with Three to pay the monthly charges for a phone for my granddaughter so she could easily contact my daughter or myself if in trouble. Deal done and Direct Debit set up (or so I thought). A few days later I received confirmation of the DD showing my bank details but no payment date. That didn't bother me, always funds in my bank. Soon after I received a text from Three saying the first payment had been missed. I thought this was just an initial hitch so paid online. Same thing next month so I contacted my bank who said no DD had been set up. Rang Three who said there was a DD in place and would not accept the word of my bank. So every month after that until December I paid online early each month as I had no payment date. In December I received a text from Three saying £5.00 had been added to my bill as no DD had been set up.  After a long and heated discussion they had to agree and said they would issue a refund for this. They also gave me another number to ring for further information, no mention was made to pay per minute charges. I got no response to this number I rang twice. I found out also they had added £9.00 to the bill for Third Party charges. This was to cover the cost of my telephone call to the third party. They eventually set up a DD (no payment date given again)in early January and all payments have gone through okay BUT another £9.00 Third Party charge was added to January's bill. I have been trying to get a refund for these payments but no joy. Eventually they gave me the number again which is to an engineering business in Germany, they claim I must have spoken to them and gave my granddaughters phone number for them to charge for the call. They charge £3.00 per minute. I am an 81 year old disabled pensioner, why on earth would I ring a German engineering firm and give them my granddaughters phone number? 
They also put the so called missed payments on my credit file. I would appreciate some advice. Thank you.

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