📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What % are folk investing in the UK?

2

Comments

  • LHW99
    LHW99 Posts: 5,288 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    AlanP_2 said:
    Personally I don't get overly hung up on which account has what in it. The fact that the pension had 0% and the ISA has got c24% of the VLS value in the UK wouldn't matter as long as the overall allocation to the UK was what I wanted.

    I agree. I look at the overall allocation across all our investment A/C's and make decisions on that basis. I usually have 20%-25% UK, as that is where we spend our money, and as Linton says, UK based tend to provide a higher (2%+) income than US-based ETF's which are mainly <2%
  • george4064
    george4064 Posts: 2,931 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I have about 5% allocation to U.K. in my ISA, all through a FTSE 250 tracker.

    Conscious that I probably am exposed to the U.K. through my job and my house etc, so don’t want anymore allocation than what I’ve got at the moment.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • 3 per cent 
    No one has ever become poor by giving
  • Less than 1% when I can help it. Both because they generally underperform but also because in my circle of friends that invest, we tend to treat them as a bit of a meme. (maybe because we are all not originally from the UK)
  • The Times today: "UK investors have an average of 71 per cent of their portfolio in homegrown stocks, according to the trading platform Interactive Investor". Astonishing even if close to true.
  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper

    I intend to sell about half of my remaining UK investments before the end of this year to get down to about 3% which is close to what the UK is worth on the global stage (although, to be fair, I have been meaning to sell it for the past 3 years but usually found some sentimental excuse not to - damn sentimentality!!!!).
    Do your UK investments derive 100% of their trading income from the domestic economy? 
  • About 2% via equity index funds. I see no need to invest in UK further than holding cash in a UK bank and own a house in the UK.
  • aroominyork
    aroominyork Posts: 3,383 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 25 November 2024 at 4:54PM

    Quite a few folks on the forum focus their UK overweight on smaller companies. They have not had a good few years so if you still have confidence in the sector this could be a good time to invest.
  • masonic
    masonic Posts: 27,472 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 25 November 2024 at 5:47PM
    The sector average will be an amalgamation of all sorts of funds with different mandates, but its interesting to see the correlation of this relative performance with interest rates. I'll continue to fish in the UK small cap pond, but I'm not expecting the average fund will quadruple your money over the next 10 years as happened from 2009.
  • aroominyork
    aroominyork Posts: 3,383 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    masonic said:
    The sector average will be an amalgamation of all sorts of funds with different mandates, but its interesting to see the correlation of this relative performance with interest rates. I'll continue to fish in the UK small cap pond, but I'm not expecting the average fund will quadruple your money over the next 10 years as happened from 2009.
    Spoilsport.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.