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Experian report not showing ccj?

Mitchel.

Mitchel. Posts: 63 Forumite

Eighth Anniversary

10 Posts

Combo Breaker

20 November 2024 at 8:18PM in Credit file & ratings

Hello,

apologies for double posting, when I spoke with the finance company regarding financing new machinery they said the finance company would run an Experian report on me and I told them before they did this would show an unpaid ccj. however I've just checked my Experian and there's no default or ccj showing however I have just changed it to my current address where the ccj is registered. will this take a bit of time to update to the new address then show the ccj?.

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Comments

Nasqueron Posts: 10,410 Forumite

21 November 2024 at 11:01AM

CCJ is registered to you in person, not the address so it would show regardless if it was still active

Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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stewartwilliams Posts: 115 Forumite

25 November 2024 at 11:12AM

Could it be that it doesn't show with Experian?
I have 3 from Erudio Student Loans that show on my Transunion reports but not Equifax for example.

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sourcrates Posts: 31,020 Ambassador

25 November 2024 at 11:44AM

How old is the judgement?

It will only show for 6 years from the date it was granted, after that its automatically removed regardless of its status.

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