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Reclaiming recurring payment fraud on credit card

When I was holiday in Europe in March, I have now realised that a 1.75USD payment was paid by my credit card account to a retailer I do not know at the same time I paid a restaurant bill.  Then on the 12th March and every subsequent 12th of the month an online subscription payment of 29.95USD has been paid to 5 different companies.  My credit card company have blocked the most recent company but have said I need to check my account on 12th next month to see if they try from a different address.  They have said I have to contact the retailer.  I do not know who the retailer is.  I did not sign up for any subscription in the restaurant.  Does anyone have any ideas as to how I can get my money back and ensure the unknown subscription is cancelled?
Thanks

Comments

  • born_again
    born_again Posts: 17,238 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    What are the descriptions on the statement to these payments?
    Especially the 1st one.
    Google that & you might find how to stop them.

    Would be most odd for a in person payment to result in the CPA. I would guess that it was something pre the restaurant bill. So possibly something if you used WiFi while away?
    Life in the slow lane
  • DullGreyGuy
    DullGreyGuy Posts: 14,582 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Ask your bank if these are one off payments or a "continuous payment authority". Given they are different companies it must be one off payments rather than a subscription so sounds more like a cloned card.
  • km1500
    km1500 Posts: 2,666 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 20 November at 2:40PM
    if they are fraudulent payments that you did not authorise then you do not have to go to the retailer the credit card have to refund you

    my advice is not to try and link this to buying anything from a restaurant - you have no idea if that was the cause all you know is that you have fraudulent payments on your account

    I would stick to this - you have no idea where they came from - please refund them
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