Monument Bank

westybrom1

Monument Bank offer yo an easy available access account but do not lower the interest rate so for an easy access account 4.81% is excellent.  £25000 min to start but well worth it.

eskbanker

westybrom1 said:

Monument Bank offer yo an easy available access account but do not lower the interest rate so for an easy access account 4.81% is excellent.  £25000 min to start but well worth it.

It's listed as one of the best buys in the MSE savings article, but am unsure that it warrants a new thread just to repeat what's already published?

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#easyaccess

Or does your comment about how they "do not lower the interest rate" signify that there's some sort of commitment to keeping it at its current level, rather than being variable (as published), or do you just mean that they've haven't yet responded to the recent base rate change?

aroominyork

Through Raisin, Monument pays 4.87% easy access, min deposit £1000.... oh hold on - the rate reduces to 4.51% on 25 November.