Car insurance Claim Query.

piperm87

Hi.

Have a query regarding a claim on my company car . .  . 

Long story short we were on a car park in my company car, my son opened the door onto another car and dented the drivers door . . She was in the car, we swapped details and the businesses insurance are sorting it. . . 

Will I need to declare this as a fault claim for myself on our personal car insurance? I can understand if I was at fault then yes but if it’s the passenger at fault on works insurance will I still need to declare it in my name?

thank you 

LightFlare

Probably yes you will have to declare it.

The question asked is usually along the lines of “have you made a claim in the last X years”

You would be answering yes

DullGreyGuy

Yes, it will be recorded against your name as the driver at the time. 

Car_54

Note also that - if on a road rather than a car park - both the passenger and driver may be committing a criminal offence.

"No person shall open, or cause or permit to be opened, any door of a vehicle on a road so as to injure or endanger any person."

Ectophile

Car_54 said:

Note also that - if on a road rather than a car park - both the passenger and driver may be committing a criminal offence.

"No person shall open, or cause or permit to be opened, any door of a vehicle on a road so as to injure or endanger any person."

Was anybody really in danger of being injured?

Car_54

Ectophile said:

Car_54 said:

Note also that - if on a road rather than a car park - both the passenger and driver may be committing a criminal offence.

"No person shall open, or cause or permit to be opened, any door of a vehicle on a road so as to injure or endanger any person."

Was anybody really in danger of being injured?

Was anyone really on a road?