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Claiming on cruise insurance

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Hi all

We are currently on our cruise and due to the weather we are not able to go to the planned port. We are remaining in the current port. I went on the online chat with insurance and they said I would be able to claim and to do so go via another party. I asked them how much I would be able to claim.on itinerary change as it is up to £500 per person but they did not answer me. When I have looked at the claim form it is asking me how much I want to claim on it.  I haven't claimed on insurance before. We also have a letter stamped and signed by the captain too. 

What should I say for the claim. Also would it be best to wait until we get home in case there's other missed ports? 
Mortgage free wannabe 

Actual mortgage stating amount £75,150

Overpayment paused to pay off cc 

Starting balance £66,565.45

Current balance £58,108

Cc around 8k. 

Comments

  • Caz3121
    Caz3121 Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    just looked at my policy - Staysure with Cruise add-on
    It states
    "We will pay up to £75 for each port listed on your cruise itinerary that is missed due to adverse weather or timetable changes up to £500."
    worth checking your policy...how much you are wanting to claim will depend on the number of missed ports and the amount paid per missed port. 
  • daveyjp
    daveyjp Posts: 13,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wait until the end of the cruise as you may miss other ports.  You will need confirmation from the ship that a port was missed.  Guest relations should provide a missed port confirmation letter.
  • la531983
    la531983 Posts: 3,124 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Also note the £75 may be wiped out by any excess.
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