James Shack retirement planning

Cobbler_tone

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Does anyone else watch his videos? I have really enjoyed them and some great information and case studies for those approaching/in retirement.
I'd be interested of anyone who has had experience of using him/Nova.

I haven't used it yet but his retirement planning tool looks like a good resource.

Rt90

I’ve watched quite a few of his videos. He’s got some good sensible content that probably does help a lot of people.

Pat38493

Yes I have watched quite a few of his videos, and also I watch the Meaningful Money ones as well, and sometimes a few others.

El_Torro

I haven't watched his videos for some months but the ones I have seen are all clear and sensible. 

I downloaded his retirement planning tool a couple of years ago and while useful you do need to know what you're inputting and how it all works. For example the tool said I could retire at 52 and start drawing down on my pension to live off that. It didn't take into account that I'm not actually allowed to take my pension at 52. As I say this was a couple of years ago so he might have improved the tool since then. 

DoublePolaroid

Good content creator especially for people starting to dip their toes into DIY financial planning. He is though experiencing an issue which I think is shared by a few finance YouTubers (at least the ones who are not peddling doom to get clicks) in that he's running out of new things to talk about so is essentially starting to recycle older content presented in fresh, currently newsworthy wrappers.

Dazza1902

Pensioncraft goes into a lot of detail

leosayer

Yes - he's one of my favourite finance YouTubers. 

I find his content quite fast-paced so have to pause and go back occasionally but that's easy to do.

Others I like are MeaningfulMoney, PensionCraft, Chris Bourne, Damien Talks Money, Killik & Co, Ben Felix (Canadian but still very relevant), Edmund Bailey and Las Kroijer (only historic but well worth watching).

vacheron

Yes, I've posted a couple of links to his vids here in the past, as well as to friends and colleagues. 

Very sensible approach, good delivery style, explains things well, keeps things simple, and most importantly (and rarest), no hidden agenda! 

He was the one who suggested selling shares just before the possible budget hike to minimise CGT, but then buying them back, CGT free, under the bed and breakfast rules if the increase didn't happen.

So logical when you think about it.....  but he did...  and I didn't!   

cfw1994

leosayer said:

Yes - he's one of my favourite finance YouTubers. 

I find his content quite fast-paced so have to pause and go back occasionally but that's easy to do.

Others I like are MeaningfulMoney, PensionCraft, Chris Bourne, Damien Talks Money, Killik & Co, Ben Felix (Canadian but still very relevant), Edmund Bailey and Las Kroijer (only historic but well worth watching).

You can adjust the speed on YouTube.  Just click the cog, top right, then adjust speed.

Most things I watch at 1.5x or faster…..but you’re right, he is plenty fast enough:  you could try 0.75x speed 🤷‍♂️

& yes, I would say he is my fave finance planner telling things straight up 💪

Pat38493

One thing I didn't realize - I had always assumed that James Shack is an IFA, but looking at his website and the website of Nova, it looks like they are FA and not IFA?  I don't think that invalidates his videos in any way, but if it's the case I guess it means that if you hire Nova as an financial advisers (at 0.95% from the website), you may not be getting independent all of market investments.

It's possible I'm wrong there, but I don't see the word independent anywhere in hist website or the Nova site.

sgx2000

Very good videos....
They do however tend to focus more on larger pension funds and investments...
Like many on here, I follow most of the advisors already mentioned