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Had anyone noticed that Santander, Halifax, Barclays and HSBC haven’t updated there data since October 24. Mine is saying data filed on the 6th and 20th of Oct and nothing for Nov. Usually it’s updated at the end of the Month. I paid the majority of my credit cards in September and it’s not filtering through.  

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  • la531983
    la531983 Posts: 3,098 Forumite
    1,000 Posts First Anniversary Name Dropper
    Its only the 13th November....
  • Also bear in mind that the free version of the reports that you see don't usually show real-time data - unlike the paid-for versions which lenders will use.
  • Nasqueron
    Nasqueron Posts: 10,657 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I tracked 6 cards I think for about 3-4 months and there was little consistency on when the files were updated on the free sites, some did it maybe once every 2 months, some were done the same day every month

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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