Help with possible scam please.

Emmelle_2

Had an issue on Facebook market place where someone wanted to pay in advance for an item I’m selling. 

I gave her my name, sortcode. Account number. In addition she has my full address as she was about to collect the item. 

I have contacted my bank and they said about potentially they could set up a direct debit now and have blocked this avenue. 

Is there anything other harm? 

Thanks 

powerful_Rogue

Emmelle_2 said:

Had an issue on Facebook market place where someone wanted to pay in advance for an item I’m selling. 

I gave her my name, sortcode. Account number. In addition she has my full address as she was about to collect the item. 

I have contacted my bank and they said about potentially they could set up a direct debit now and have blocked this avenue. 

Is there anything other harm? 

Thanks 

People often forget that a name, sort code and account number were all contained on cheques.

Personally, nothing to worry about.

Emmelle_2

powerful_Rogue said:

Emmelle_2 said:

Had an issue on Facebook market place where someone wanted to pay in advance for an item I’m selling. 

I gave her my name, sortcode. Account number. In addition she has my full address as she was about to collect the item. 

I have contacted my bank and they said about potentially they could set up a direct debit now and have blocked this avenue. 

Is there anything other harm? 

Thanks 

People often forget that a name, sort code and account number were all contained on cheques.

Personally, nothing to worry 

They have my address too

eskbanker

Emmelle_2 said:

Had an issue on Facebook market place where someone wanted to pay in advance for an item I’m selling. 

I gave her my name, sortcode. Account number. In addition she has my full address as she was about to collect the item. 

I have contacted my bank and they said about potentially they could set up a direct debit now and have blocked this avenue. 

Is there anything other harm? 

Thanks 

It's not unheard of for buyers to claim that they've been defrauded, and to convince their bank of this, which can result in the seller's account being frozen.  Not saying that's definitely what's happening here, but if selling via a site like that I'd be making sure I didn't use my main bank account, and would also aim to protect myself with adequate proof of item handover, acceptance by buyer, etc....

Brie

Must admit I've always been selling relatively low value things (well under £500) so have asked for cash.  When people start insisting on doing things by bank transfer and haggling about the price I generally know the next step is they will say they will send a courier to collect.  And that's a big no from me.  

GrumpyDil

And if they did set a direct debit up you would ring the bank and tell them to cancel it and return any funds that had been taken.