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Comments

  • Higher rate now 4% (AER) and withdrawal rate 2% (AER).

    There are now better options out there which also avoid the withdrawal reduction. Currently getting 4.3% with Spring and the money is fully accessible.  
  • Yes, it's been ok for me for a few months as I havnt withdrawn anything but there are better deals now. My monthly date of interest was today so as soon as I saw it was added I've withdrawn everything and put it in my ford money ac, paying 4.1% instant access but you don't get penalised with a rate reduction if you withdraw 
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