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Downgrading Santander Edge current account
Comments
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Yes.Aidanmc said:I was going to downgrade my Edge current account to Everday current account to avoid the £3 monthly fee ( not earning enough cashback to cover fee)Will i be keeping same card/pin/account number?
Yes, you'll need to open a new Edge current account within 60 days of downgrading the old one. Santander will send you an email about this.Aidanmc said:In order to keep the Edge Saver i would need to open another Edge current account (without adding dd's)??2 -
Can please I check if this worked for you?. Considering doing the same but concerned that the £3 charge may still apply.
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£3 charge only applies if you trigger the cashback requirements on the new Edge current account. That is £500+ deposited in any month (a month begins on the monthiversary of you opening the account) and 2+ active direct debits set up on the account.
Don't do both of these in any one month and then there will be no £3 charge. Easiest way is not to set up any direct debits on the new Edge current account.
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My 2nd Edge has not been charged a fee. I do though keep £1 in it and bounce a £1 SO between it and my main account twice a month which hopefully will prevent it from being flagged unused.
Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.
Being hated by idiots is the price you pay for not being one of them.
Jean Cocteau 1889-1963
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If I downgrade my Edge account then open another to keep the Edge Saver, will my new Edge account still have the other benefits even though I won't be qualifying for cashback? I'd very much still like to benefit from no transaction fees when using my debit card overseas. Or am I hoping for too much here?
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Yes, no fees for overseas card spending will apply for the new account.
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Thank you.
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