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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • KajiKita
    KajiKita Posts: 9,057 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Those aren’t beds! They are each whole gardens! 😉😂 Wowsers - that’s quite a project … 😊

    I have eradicated anything remotely yucca-like here - just didn’t look right in my garden - too green and visually ‘soft’ by comparison. 

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Just seen you have a new diary, I dont keep such a close eye of the DFW board, I need to start.. I have been on the MFW board for over 3 years now and still no mortgage..

    Is it possible to buy your honey online at all? It sounds lovely.

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Tx @Suffolk_lass I will be in touch next year ;) All a bit crazy with life/work/housing/xmas etc 
    Your honey sounds amazing though - I am also learning loads.
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • themadvix
    themadvix Posts: 9,318 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I wondered what had happened to you SL! Glad to have found you again now and am caught up.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 9,318 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Good news about moles and kidney function. Hope Mr SL’s issues are easily dealt with.

    The beekeeping does sound like it has got rather out of hand! Hopefully you’ll be able to offload the hives until you’re back to more manageable numbers.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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