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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • beanielou
    beanielou Posts: 96,989 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sure all will go well for you tomorrow. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • foxgloves
    foxgloves Posts: 12,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Positive thoughts. Try to stay calm.
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • KajiKita
    KajiKita Posts: 8,660 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Good luck for tomorrow 😊🤞

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,419 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sending positive thoughts for tomorrow.   May you ace it :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Echoing watty’s sentiments
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • tiddles
    tiddles Posts: 467 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Good luck for tomorrow, Suffolk-lass - you can do it!
  • trix-a-belle
    trix-a-belle Posts: 1,538 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You will do great
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • peb
    peb Posts: 1,994 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope all goes well tomorrow 
  • Humdinger1
    Humdinger1 Posts: 2,523 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    The thing is @Suffolk_lass that 'bees that are too angry to sell' is a metaphor for so much.  One of your many major contributions to the world.   Love Humdinger xx 
  • KajiKita
    KajiKita Posts: 8,660 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    🐝 🐝🐝🐝🐝🐝🐝🐝🐝 for today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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