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Missed Payments on Historic Loan
MrMan1010
Posts: 2 Newbie
Looking at my credit files I can see I have 2 loans from lending stream. I actually paid these off in 2022 after forgetting about them for a period of time. I took the loans out in 2015 and received a default notice for both of them in march of the same year. The default notices were not updated to the CRAs, and if they had, would no longer be on my credit file.
Do I have any position to have these removed from my credit file with this in mind? Or are they under no obligation?
Do I have any position to have these removed from my credit file with this in mind? Or are they under no obligation?
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Comments
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The loans will stay on your file for 6 years after they were settled. But as long as the defaults have now dropped off, it won't cause you any issues.
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what is currently showing on your credit record for these two loans?0
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