Sainsbury Credit Card - T&C changing?

Got an email about this 5th Nov with docs to read to dowload.  Download does not work.  I can download pics in the email fine......:}

Has anybody else had this?  What is changing?  Is it same as Waitrose card which I have now ditched?  i.e. 2 weeks if that of credit from last transaction in accounting period.

Thanks for any comments - back to the big 4? banks.......

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