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mortgaged property, service charges and esa
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ET22
Posts: 182 Forumite

Hi, I have had to claim ESA and i am waiting for the first payment.
I have aplied to my council for council tax support but I dont know iff i am entitled to help towards paying service charges on my mortgaged flat
Does anyone have any information about this please x
I have aplied to my council for council tax support but I dont know iff i am entitled to help towards paying service charges on my mortgaged flat
Does anyone have any information about this please x
Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000
0
Comments
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For any potential housing costs help you'd need to claim Universal Credit.
Have a check to see if you'd be entitled to any:
https://www.entitledto.co.uk/
https://benefits-calculator.turn2us.org.uk/
1 -
Thankyou , i did look at the calculator but i coulnt work out if i had to make another claaim through esa or if i would be entitled to it only under universal credit xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000 -
UC is a completely different benefit to the New style ESA that you've claimed. If you live with a partner you'll need to claim UC as a couple. The ESA will be deducted in full from any UC entitlement. https://www.gov.uk/universal-credit/how-to-claim
If the benefit calculator shows entitlement then you'll need to make sure you report your health condition and provide a fit note within 7 days.1 -
Hi, thankyou for uour help.
I dont live with anyone. The worker at the JObcentre told me to get a sick note and start a claim for ESA so I just did what she said. I should have come on here first to check whats what. xCurrent debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 50000
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