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mortgaged property, service charges and esa

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Hi, I have had to claim ESA and i am waiting for the first payment.
I have aplied to my council for council tax support but I dont know iff i am entitled to help towards paying service charges on my mortgaged flat 
Does anyone have any information about this please x
Current debt approximately 5000
Goal- Zero debt by mid 2025
Savings in 2026- an emergency fund of 5000

Comments

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,355 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    For any potential housing costs help you'd need to claim Universal Credit.

    Have a check to see if you'd be entitled to any:
    https://www.entitledto.co.uk/
    https://benefits-calculator.turn2us.org.uk/

  • ET22
    ET22 Posts: 182 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Thankyou , i did look at the calculator but i coulnt work out if  i had to make another claaim through esa or if i would be entitled to it only under universal credit x
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    edited 1 November 2024 at 8:32PM
    UC is a completely different benefit to the New style ESA that you've claimed. If you live with a partner you'll need to claim UC as a couple. The ESA will be deducted in full from any UC entitlement. https://www.gov.uk/universal-credit/how-to-claim
    If the benefit calculator shows entitlement then you'll need to make sure you report your health condition and provide a fit note within 7 days. 
  • ET22
    ET22 Posts: 182 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Hi, thankyou for uour help.

    I dont live with anyone. The worker at the JObcentre told me to get a sick note and start a claim for ESA so I just did what she said. I should have come on here first to check whats what. x   
    Current debt approximately 5000
    Goal- Zero debt by mid 2025
    Savings in 2026- an emergency fund of 5000

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