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Metro Bank - using debit card in Europe

General_Grant
Posts: 5,252 Forumite


The MSE site says there are no fees when used for purchases in Europe.
However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe.
I thought the bank had changed its treatment of overseas usage since my last overseas trip.
Can anyone with recent experience confirm the "no charge for use in Europe" statement?
(I intend to visit a Metro branch to ask but only if I have time later today.)
However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe.
I thought the bank had changed its treatment of overseas usage since my last overseas trip.
Can anyone with recent experience confirm the "no charge for use in Europe" statement?
(I intend to visit a Metro branch to ask but only if I have time later today.)
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Comments
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Thread here....
https://forums.moneysavingexpert.com/discussion/6537521/metro-bank-current-account-now-has-foreign-currency-transaction-fees/p2
Personally I use Chase. No charges plus 1% cash back (if you pay in £1500 per month). also good savings account rates.
Other cards -
Barclaycard rewards credit card (0.5% cashback) and no interest charge on ATM withdrawals until you pay the bill
First direct sebit
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VXman said:Thread here....
https://forums.moneysavingexpert.com/discussion/6537521/metro-bank-current-account-now-has-foreign-currency-transaction-fees/p2
Personally I use Chase. No charges plus 1% cash back (if you pay in £1500 per month). also good savings account rates.
Other cards -
Barclaycard rewards credit card (0.5% cashback) and no interest charge on ATM withdrawals until you pay the bill
First direct sebitI would also like to throw Starling Bank into the mix as they are a good and have been a top pick for overseas spending for several years.1 -
I went into a Metro branch today and, of course, they confirmed the 2.99% charge.
I have the Halifax Clarity credit card and will be using that. (I have a Barclaycard badged as Cash Back rather than Rewards.)
It is a pity the MSE checker still has 0% for Europe. (Their excuse would be "Tool: last updated August 2024" which appears at the foot of the result. Still this change was effective in August and it's now November.).0 -
jbrassy said:VXman said:Thread here....
https://forums.moneysavingexpert.com/discussion/6537521/metro-bank-current-account-now-has-foreign-currency-transaction-fees/p2
Personally I use Chase. No charges plus 1% cash back (if you pay in £1500 per month). also good savings account rates.
Other cards -
Barclaycard rewards credit card (0.5% cashback) and no interest charge on ATM withdrawals until you pay the bill
First direct sebitI would also like to throw Starling Bank into the mix as they are a good and have been a top pick for overseas spending for several years.0 -
The MSE tool is often out of date. In the card picker they still haven't added the Santander Edge credit card which I used abroad fee free this year.0
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It's best practise to check the actual T&C's of the products you hold or are thinking of applying for, rather than relying on the MSE interpretation, which from time to time is incorrect. If Metro don't make any reference to fee free transactions in their product info then I'd be inclined to believe that they do charge for overseas transactions.
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PRAISETHESUN said:It's best practise to check the actual T&C's of the products you hold or are thinking of applying for, rather than relying on the MSE interpretation, which from time to time is incorrect. If Metro don't make any reference to fee free transactions in their product info then I'd be inclined to believe that they do charge for overseas transactions.0
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