Selling BTL solicitor wants my bank statements

AskAsk

BB. said:

Hoenir said:

BB. said:

The fact I got married over 2 years ago but have my property, passport and bank account in maiden name might have arose suspicions too. She pointed out the bank account name is miss rather than mrs. I didn’t think to change it?

Solicitors have a regulatory duty to satisfy themselves fully befoe proceeding. If you've been inefficient in your adminstration then you can hardly complain when you are in a rush and it causes delays. Likewise agitated people tend to draw suspicions on themselves. 

The law doesn’t require the bank details to be changed after getting married if you are still using the name, as far as I know. 

That is correct.  However, it doesn't stop the solicitors asking questions.  I changed my name after I got married.  I changed my bank details but I did not change the name on the property deed.  When I subsequently sold the property, my solicitor was fine with it when I showed her my marriage certificate with my maiden name on it and explained that I never got round to updating the name with the land registry. 

The buyer solicitors however were more suspicious of it and asked my solicitor to confirm that they have done all the relevant due diligence checks that I actually own the property because of the difference in name.  It went through fine, but as I say, solicitors have a right to ask questions to tick their boxes, so don't get too concerned about all the questions that they ask, as they are only doing their job.