Progress is...

rtandon27

A mid-week recap to keep me on track with all the things!

important tasks...
 ❗ do bus pass application
 ❗ clean up of spare laptop sitting at the office, I've not cleaned it up yet!
🔱 never ending paperwork filing - woo hoo it's now sorted - need to hole punch and file!
🔆 my savings need juggling
🔆 find a black ball point pen to sign passports - I know there is one in the house somewhere!

routine tasks... (for the weekend)
none until the weekend

non-routine tasks...
✅ across the pond banking - done FINALLY - a PITA but I think this needs to get added to my weekend tasks!
✅ paid up annual e-mail & other tech subscriptions - vital when traveling & working internationally - hope to be cleared for this by the end of the year as I'm grounded atm
🔆 EHIC card - is old one valid or do up application
🔆 send a message to BFF across the pond - sort out money owed both ways - lol
 ❗ Delay Repay
🔱 Nightmare Train Delay snot-o-gram!
🔱 never ending legal follow-up for OH's saga - to date he's received 3% of the settlement! (8mths on!) - we've asked lawyer to light a rocket under the other party - SIGH

medical follow-ups...
 ❗ my dermatologist referral - have docs names - now need to book
🔆 follow-up on OT recommendations for work assessment
🔆 follow-up on private eye specialist
🔱 OH waiting for NHS to get their butts in gear and  contact him about what was found on scan - we already know as private consultant told us but as it is not his field, he can officially diagnose it - my ire with the NHS continues

epic list of garden things... (again for the weekend)
🔆 pick and process apples
🔱 4 bags cotswold stone - trip to W!ckes postponed
🔱 transplant baby trees into their new pots - one of three done! - have soil for other two and pot trolleys for underneath as they are quite heavy
🔱 start getting quotes for new felt for flat roof & summer house & shed (needs doing in autumn)
🔱  need to transplant two chili plants & one more pot of flowers
🔱 once lavender is dry from rain make lavender bundles for drying - bumper crop - I've got one bundle complete 
🔆 trim down and rehome butterfly bush
🔆 new trellis needs to go up for the climbing rose in the front - OH has acquired the hardware! - on hold
🔆 finish taming climbing jasmine & add more supports for it to grown on

social calendar...
💝 lunch with 'acting' manager - Thurs - the sweetie has asked me every day this week if we are still going ❤️ 
💝 ladies who lunch monthly outing - mid-month
💝 korean street food - plans in the works
💝 Oct - the office clan - monthly lunch at a restaurant
💝 Oct - thanksgiving (I always take the week off) - plans dependent on OH but have to source turkey!

Meal Plan (change up)...

Monday - Take-away by necessity - OH decided sheppards pie on Sunday was moreish and since he's not eating properly I didn't argue that we needed leftovers

Tuesday - Whatever strikes our fancy after OH's specialist appt - Disaster Dinner - we tried to go out to a pub to regroup after appt - but atmosphere & OH feeling ill meant we ended up bringing it home

Wednesday - WFH Lunch - noodles - Dinner Salmon & Salad & potatoes & sprouting Broc 

Thursday - Chicken Day - Chicken & Courgette & Pasta shapes with Pesto

Friday - Veg box arrives - WFH Lunch - another cafe lunch - Dinner Fakeaway Day - Chicken Burgers & Waffle Chips

Saturday - Easy Eating Day - Brunch eggs 🥚 & crumpets - Dinner - Italian sausage meat ragu (sofrito & meat from the freezer, bay leaf & tomato from the stores) with pasta (possibly spagetti)

Sunday -  Roast - Ossco Bucco something - from freezer with green mash (pots & kale)

Next Monday - Veggie Day - TBC

Lunches - Mon & Tues - lunch in the city meal deal, Thurs - Japanese lunch with acting boss - Wed & Fri wfh but eat out

rtandon27

This week has been very unexpectedly spendy on the food front.  Needs must, OH is having trouble eating so we did an emerg. order from Waitflower as he was very particular about what he wanted for BF & lunch and we didn't have it in the house.  He's lost far too much weight in too short a time which is worrisome as he's always been a bit viking in stature.  ATM I'd rather he ate something rather than nothing, though I did threaten to get him a perscription for that gross fortisip liquid shake that I lived on the year I was in and out of hospital.

So money shuffled from emerg fund to cover Monday's unplanned takeaway, Tuesday's disaster dinner and this evening's Waitflower order!  I'm sure we are still fine but I didn't want to risk there not being enough for planned spends as next money shuffle is not due until 20th of month and there are several bills between now and then!

beanielou

If it is things your DH will eat then all good.  

rtandon27

Progress is...

...reaching a mortgage milestone!  We are under 150K!

...somehow missed this last month, so we are now actually under 149K!

4 more overpayments to go this year & then next year we can re-evaluate what is affordable between Jan &aug when I need to renegotiate the terms!  I do wonder what kind of interest rate I'll be getting at renewal as I currently have an amazingly low interest rate!

Cheery_Daff

Ooh, congratulations!

edinburgher

Well done on reaching a new milestone 🙂

Greying_Pilgrim

rt - congratulations on the new milestone!  That's the result of hard work, focus and budgeting, well done.  

Just a thought, as whilst interest rates have changed, will your LTV at least have some impact on the type of deal you could get - so although the interest rate will (possibly) be a step up from what you've been paying, maybe not so gulp-worthy if the LTV is smaller?  

Greying X

themadvix

Oooh, congratulations, that’s excellent progress! 

Watty1

congratulations - excellent progress.

beanielou

Woohoo. Excellent.