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Progress is...

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  • beanielou
    beanielou Posts: 95,046 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s not good. Also get very cross that people cannot wait long enough for me to answer the door.  🤬
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cheery_Daff
    Cheery_Daff Posts: 17,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I complained about a post office in town last week - our local village one is great but obviously only open in the day, so I drove into town to one that's in a Morrisons and supposedly open same hours as the shop - only to find a hand written notice with worse opening times than the local village one! I checked the website again, and when a 'rate our website' survey came up I gave them one star and complained they were giving false information 😂 obviously nothing will come of it.

    We do have another shop on my way to work where the post office is open the same hours as the shop, 7am til 10pm, and to be fair the post office counter has ALWAYS been open when I've been in. Helps that it's behind the same counter, using the same staff - the other one is a separate unit at the back of the shop.
  • badmemory
    badmemory Posts: 9,442 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Many years ago the company I worked for used to use mostly 3 different carriers.  Very expensive went by one.  Then if is going to town A don't send by RM & if it going to town B don't send by normal carrier because they used to get lost.  It will be different towns & different carriers now but I'm sure it still happens.
  • Oh RT - I was just thinking of you. 

    I have a parcel coming (allegedly) which is carried by RM.  I have just been on the tracking system to see where it's got to.  I haven't had any parcels delivered by RM for well over 6 months.  It seems you now have to verify that you are not a bot to get to see where your parcel is 😱 

    #patronising

    Parcels have a propensity to get "stuck" at this particular hub, and last time we had a Saturday delivery, we received no knock at the door, no notification, and the parcel was left out in the open air, in storm "someone or other" 😱

    And I have to prove that I am a sentient being.....................................

    Greying X
    Pounds for Panes £6,805/£10,000 - start date Dec 2023
     
    Grocery Spend June 2025 £139.83/£200 
    Non-food spend June 2025 £10.01/£50
    Bulk Fund June 2025 £0/£10 
  • rtandon27
    rtandon27 Posts: 5,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 8 November 2024 at 10:39PM
    Progress is...
    ...being 8 days into the month and still temporarily mortgage neutral! 

    Mind you this is only by 154 pounds, which will disappear and then some, when mid-month bills come out!  annual car break-down cover, bi-weekly veg box, quarterly window cleaner (we are on a road with regular traffic), gas/electric, mortgage related life insurance, monthly petrol fill-up are all due to be paid next week - this will eat up that amount and then some! 

    I love that our big bills all come out at the beginning of the month and the remainder mid-month.  By the third weekend I clear off the credit cards in full as we only use them for the points/cashbacks and then the last weekend of the month we budget for the following month and start all over again!

    ---------------------------------------------------------------------------------

    @badmemory - that is amazing regarding the different carriers - I wish more companies would allow choice when it comes to carrier!  When we were rural I remember having to switch a subscription delivery to RM as the monthly box kept arriving damaged and or water logged by the other carrier!

    @Greying_Pilgrim - Can I prompt you to install the RM app on your phone?  I did so recently and it works like a dream!  Can I also be the one to stir it up if your RM parcel does not appear on time or in line with their own procedures?  Complain, complain, complain - it's the only way the hubs get a kick up the backside and keep their staff & contractors in line! (SL - close your ears to this, I know your boy works for them!!!)...and GP you certainly don't have to prove to any of us you are a fully sentient being! 🤣🤣🤣
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)
    Psst...I may have started a diary!
  • beanielou
    beanielou Posts: 95,046 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a lovely friend you. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 5,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @beanielou - awww - thank-you for the complement, it is very kind of you to say so! - Indeed, my 'ladies who lunch' buddy is the lovely one & has been her chatty bubbly self through thick and thin!  I count myself blessed to have her in my life!

    Well today, my baby steps are of a different sort...
    Progress is...
    ...having allocated sick days and knowing when to take one!  Just a few short years ago, I'd have ploughed through

    I've come over with a head cold, and the cold & flu meds are only just taking the the edge off it!  It's been a couple of years since I've had Covid and even longer since having any sort of streaming cold so I'm feeling particularly sorry for myself!  Have on warm winter pyjamas and fluffy socks with a heating pad in my lap.  To OH's displeasure no sympathy is going his way as in addition to the cold, he also has man-flu and is 100% worse off than I am by his own reckoning.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)
    Psst...I may have started a diary!
  • Cherryfudge
    Cherryfudge Posts: 12,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Get well soon, @rtandon27, and your OH too. I have a lighter version of the cold right now but even so it's taken my energy and made me sleep more. I reckon the body asks for extra rest as it needs to put resources into recovery. I learned the hard way that we do pay for things that happen, whether illness or trauma or perhaps something else. We feel we are coping, but something in us is working on the budget and will take what is needed from another pot, be that extra sleep, lack of focus, clumsiness, or even coming down with an illness once the adrenalin stops flowing.

    So taking a sick day may be counter-cultural, but it makes very good sense. Rest, distract yourself (sleep or TV or a good book perhaps), plenty of fluids and some antioxidants if you have any to hand.

    I do feel we all had more of a break from colds over Covid, which was nice at the time but a bad one is still miserable and perhaps we feel it more for not having had so many over recent years?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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