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Inheritance advice - £350k

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Comments

  • I would consider opening JSIPPs for your children. Put the full allowance (just less than 3k) each in for a couple of years and then just leave it to compound. 
  • wjr4
    wjr4 Posts: 1,340 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would consider opening JSIPPs for your children. Put the full allowance (just less than 3k) each in for a couple of years and then just leave it to compound. 
    There’s no such thing as a Junior SIPP. 
    I am an Independent Financial Adviser (IFA). Any posts on here are for information and discussion purposes only and should not be seen as financial advice.
  • wjr4 said:
    I would consider opening JSIPPs for your children. Put the full allowance (just less than 3k) each in for a couple of years and then just leave it to compound. 
    There’s no such thing as a Junior SIPP. 
    True.  But it seems to be a commonly used marketing phrase.  Which means some people think it is a thing.

    https://www.ajbell.co.uk/pensions/junior-sipp


  • Albermarle
    Albermarle Posts: 29,685 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    wjr4 said:
    I would consider opening JSIPPs for your children. Put the full allowance (just less than 3k) each in for a couple of years and then just leave it to compound. 
    There’s no such thing as a Junior SIPP. 
    True.  But it seems to be a commonly used marketing phrase.  Which means some people think it is a thing.

    https://www.ajbell.co.uk/pensions/junior-sipp


    Whatever it is called the main issue is that the child can not access the money for 40 or 50 years.
    There are differing opinions therefore on whether it is a good idea or not.
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