November NSD challenge
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Nifty November's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 16/15
beanielou 27/19
BestnamesRgone 21/20
Caeraugirl 17/20
cathybird 24/15
Geriatricmum 1/15
HotDog2020 4/10
Janeryan 2/5
KajiKita 21/20
laura lau 15/18
laurenh1 19/18
leftatthetrafficlights 23/24
LittleMissDetermined 14/18
Makingabobor2 15/15
Nintud 1/6
QueenJess 13/15
RisingPhoenix1 15Rupacomp 9/12
SecondStar 25/20
short bird 18/18
Shrewbie 15TizerCat 12/16
winterbear95 5/TF
x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
December targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 15cathybird 15GeriatricmumHotDog2020 10JaneryanKajiKita 15laura lau 15laurenh 15leftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15NintudQueenJess 15RisingPhoenix1RupacompSecondStarshort bird 18TizerCatwinterbear95x raphael xx🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Final NSD of the month here! 😊🎉🥳🤩 Really pleased with this month as I could feel myself drifting into spendthrift habits again but reporting here has absolutely helped.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Absolutely it did. Spendthriftness comes over me when I am unhappy, bored, stressed … I’ve been a mix of all three for the weeks since leaving my last job. Having this thread has been an anchor which means that even if I feel that I have achieved nothing else in a day (I become very self critical at times like this too! 🙄😂😉), then NOT spending has been an achievement. 😊cathybird said:@KajiKita yay that it helped
xx
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Closing out November on 25 NSDs
Will see you over in the December thread! ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2002 -
@SecondStar well done on 25 NSDsSecondStar said:Closing out November on 25 NSDs
Will see you over in the December thread!
see you on the new thread! 1 -
I’ve got a new job - I start a week today 😊cathybird said:@KajiKita being in between jobs can be hard to deal with - hope something new comes your way soon? In the meantime you're right, it is good to have something like this challenge because it gives a feeling of control over spending, which is a good feeling xx

KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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