November NSD challenge
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Nifty November's No-Spend Days Challenge!
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAuntieL 16/15beanielou 27/19BestnamesRgone 21/20Caeraugirl 17/20cathybird 24/15Geriatricmum 1/15HotDog2020 4/10Janeryan 2/5KajiKita 21/20laura lau 15/18laurenh1 19/18leftatthetrafficlights 23/24LittleMissDetermined 14/18Makingabobor2 15/15Nintud 1/6QueenJess 13/15RisingPhoenix1 15Rupacomp 9/12SecondStar 25/20short bird 18/18Shrewbie 15TizerCat 12/16winterbear95 5/TFx raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1
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December targetsAuntieL 15beanielou 19BestnamesRgone 15Caeraugirl 15cathybird 15GeriatricmumHotDog2020 10JaneryanKajiKita 15laura lau 15laurenh 15leftatthetrafficlights 24LittleMissDeterminedMakingabobor2 15NintudQueenJess 15RisingPhoenix1RupacompSecondStarshort bird 18TizerCatwinterbear95x raphael xx🌞 🌞 Everyone welcome to join! 🌞 🌞0
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Final NSD of the month here! 😊🎉🥳🤩 Really pleased with this month as I could feel myself drifting into spendthrift habits again but reporting here has absolutely helped.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
cathybird said:@KajiKita yay that it helped
xx
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Closing out November on 25 NSDs
Will see you over in the December thread!
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4002 -
SecondStar said:Closing out November on 25 NSDs
Will see you over in the December thread!
see you on the new thread!
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cathybird said:@KajiKita being in between jobs can be hard to deal with - hope something new comes your way soon? In the meantime you're right, it is good to have something like this challenge because it gives a feeling of control over spending, which is a good feeling xx
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
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