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Nifty November's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 December at 9:57PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 16/15  image  image  image  image  image  image 

    beanielou 27/19  image  image  image  image  image  image  image 

    BestnamesRgone 21/20  image  image  image  image  image  image  image 

    Caeraugirl 17/20  image  image  image  image 

    cathybird 24/15  image  image  image  image  image  image  image 

    Geriatricmum 1/15  image

    HotDog2020 4/10  image 

    Janeryan 2/5  image 

    KajiKita 21/20  image  image  image  image  image  image  image 

    laura lau 15/18  image  image  image  image 

    laurenh1 19/18   image  image  image  image  image  image 

    leftatthetrafficlights 23/24  image  image  image  image  image 

    LittleMissDetermined 14/18  image  image  image

    Makingabobor2 15/15  image  image  image  image  image 

    Nintud 1/6  image

    QueenJess 13/15  image  image  image

    RisingPhoenix1 15 

    Rupacomp 9/12  image  image

    SecondStar 25/20  image  image  image  image  image  image  image 

    short bird 18/18   image  image  image  image  image

    Shrewbie 15 

    TizerCat 12/16  image  image  image

    winterbear95 5/TF  image  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    December targets

    AuntieL 15

    beanielou 19

    BestnamesRgone 15

    Caeraugirl 15

    cathybird 15

    Geriatricmum

    HotDog2020 10

    Janeryan

    KajiKita 15

    laura lau 15

    laurenh 15

    leftatthetrafficlights 24

    LittleMissDetermined

    Makingabobor2 15

    Nintud

    QueenJess 15

    RisingPhoenix1

    Rupacomp

    SecondStar

    short bird 18

    TizerCat

    winterbear95

    x raphael xx




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • KajiKita
    KajiKita Posts: 5,706 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    Final NSD of the month here! 😊🎉🥳🤩 Really pleased with this month as I could feel myself drifting into spendthrift habits again but reporting here has absolutely helped. 

    KK
    As at 06.12.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
    - OPs to mortgage = £7,443 , Interest saved £2,775 to date
    Fixed rate 3.85% ends November 2029

    Read 45 books of target 52 in 2024 (as @ 6th December)
    Produce tracker: £200 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @KajiKita yay that it helped :) xx 
  • KajiKita
    KajiKita Posts: 5,706 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    cathybird said:
    @KajiKita yay that it helped :) xx 
    Absolutely it did. Spendthriftness comes over me when I am unhappy, bored, stressed … I’ve been a mix of all three for the weeks since leaving my last job. Having this thread has been an anchor which means that even if I feel that I have achieved nothing else in a day (I become very self critical at times like this too! 🙄😂😉), then NOT spending has been an achievement. 😊

    KK
    As at 06.12.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
    - OPs to mortgage = £7,443 , Interest saved £2,775 to date
    Fixed rate 3.85% ends November 2029

    Read 45 books of target 52 in 2024 (as @ 6th December)
    Produce tracker: £200 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • SecondStar
    SecondStar Posts: 521 Forumite
    500 Posts Second Anniversary Name Dropper
    Closing out November on 25 NSDs :) Will see you over in the December thread!
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £307.49 / £1,000
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @KajiKita being in between jobs can be hard to deal with - hope something new comes your way soon? In the meantime you're right, it is good to have something like this challenge because it gives a feeling of control over spending, which is a good feeling xx :):)
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SecondStar said:
    Closing out November on 25 NSDs :) Will see you over in the December thread!
    @SecondStar well done on 25 NSDs :) see you on the new thread! 
  • KajiKita
    KajiKita Posts: 5,706 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    cathybird said:
    @KajiKita being in between jobs can be hard to deal with - hope something new comes your way soon? In the meantime you're right, it is good to have something like this challenge because it gives a feeling of control over spending, which is a good feeling xx :):)
    I’ve got a new job - I start a week today 😊

    KK
    As at 06.12.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
    - OPs to mortgage = £7,443 , Interest saved £2,775 to date
    Fixed rate 3.85% ends November 2029

    Read 45 books of target 52 in 2024 (as @ 6th December)
    Produce tracker: £200 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
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