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Search on Cifas database

Hi 

I just received my SAR from cifas. I done credit card eligibility check for Asda card. It showed up approved subject to further checks. I did not went ahead with the application. 

The cifas report shows the following: 


Normally searches do.not show up on cifas database. It just shows up on credit report. 

What is this, and it won't affect any of my credit applications. 

Thanks 

Comments

  • MattMattMattUK
    MattMattMattUK Posts: 11,046 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    superM said:
    Hi 

    I just received my SAR from cifas. I done credit card eligibility check for Asda card. It showed up approved subject to further checks. I did not went ahead with the application. 

    The cifas report shows the following: 


    Normally searches do.not show up on cifas database. It just shows up on credit report. 

    What is this, and it won't affect any of my credit applications. 

    Thanks 
    Searches are not visible to financial institutions checking CIFAS, they do show up on an SAR, which is the bit you see. 

    Is there a reason you are checking CIFAS? I am not saying that it is unwise, but the reason that people normally do is because they are denied credit and there are often other reasons behind that. 
  • surreysaver
    surreysaver Posts: 4,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Jaja operate the ASDA credit card 
    I consider myself to be a male feminist. Is that allowed?
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