How safe is email?

Is it safe to send bank details to and from personal email addresses?  I know people do it all the time, but I do worry. Am I being very old fashioned?
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  • km1500
    km1500 Posts: 2,703 Forumite
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    edited 26 October 2024 at 1:51PM
    there are two definitions of safe 

    if you mean is it safe in the sense that it cannot be intercepted etc then yes it is safe 

    if you mean safe in terms of sending it to some recipient who has asked you for them then be wary and fully understand why you are sending them your bank details. be sure you're not being scammed and be wary of small changes in an email address which means you think you are sending it to person A but in fact you're selling it to person B
  • 400ixl
    400ixl Posts: 4,482 Forumite
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    If you want to be a bit more protective, you could put the details inside a document, give that a password and attach it inside the email.

    If you know the person, could you get them to use an app like Whatsapp or Telegram where the communication is end to end encrypted.
  • zagfles
    zagfles Posts: 21,374 Forumite
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    edited 26 October 2024 at 2:06PM
    If you're old fashioned you might remember the days of cheques where you give your full bank details to everyone you paid. There's not a great deal a malicious person could do with your bank details, worst is stuff like setting up a DD (which is easily reversable and refundable under the DD guarantee) or the scam of paying money in from a phished account then asking for it back via some untraceable method (which you should ignore - ask your bank to reverse the transaction). Utility companies, credit card companies etc publish their full bank details on their websites, statements etc so people can pay them. 

  • Rodders53
    Rodders53 Posts: 2,583 Forumite
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    It's as safe as sending the same information via snail mail. 
    Or writing it down and giving that to someone.
    A cheque contains the same information. 
    As do most (if not all) Debit Cards.

    What, exactly, are you concerned about?
  • Voyager2002
    Voyager2002 Posts: 16,024 Forumite
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    Email can be intercepted.

    Sending passwords and so forth by email would be a very bad idea (sharing them with anyone is usually unwise).


  • RumRat
    RumRat Posts: 4,966 Forumite
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    Lost count of the number of business' that have sent me emails with bank details for payment contained as part of the signature or header.
    What can someone do with the details other than pay something into your account???
    Drinking Rum before 10am makes you
    A PIRATE
    Not an Alcoholic...!
  • km1500
    km1500 Posts: 2,703 Forumite
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    how can an email be intercepted? 


  • 400ixl
    400ixl Posts: 4,482 Forumite
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    edited 26 October 2024 at 4:53PM
    km1500 said:
    how can an email be intercepted? 


    DNS MX record hijacking attack is one way

    Likelihood of your email being intercepted is exceptionally low though. Email client / web would be more likely but still very low.

    But there are better ways to pass on sensitive data.
  • km1500
    km1500 Posts: 2,703 Forumite
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    so you are saying that if I send an email from my Fred@gmail.com to Joe@gmail.com it can be intercepted and eg read before it arrives at Joe?
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