Nationwide online payments limit

Harry227

penners324 said:

Give them a call, they'll be able to do a bigger 1 off faster payment. 

Sadly, tried that and even managed to speak to a real person at Nationwide (!).  But no, that's the limit - no exceptions.  Afterward I did think whether that's the limit per account - but didn't think to ask at the time.  As I have more than one account with them...?  

DavidT67

The fees on a debit card payment will become exorbitant 

Don't debit cards have a flat fee of pennies !?  It's credit cards which have percentage fees.

I've bought multiple cars in excess of £25K sight unseen over the phone with a debit card.

blue.peter

penners324 said:

The fees on a debit card payment will become exorbitant 

Really? When I bought a new car, the dealership actually insisted on my paying by debit card - about £25,000, if memory serves. Clearly they didn't think the fees excessive.

AstonSmith

DavidT67 said:

Don't debit cards have a flat fee of pennies !?  It's credit cards which have percentage fees.

Not necessarily, the merchant services contract at my workplace uses a percentage fee for debit and credit, albeit lower for UK debit. Even a 0.5% fee for the car payment above would be £125.

35har1old

Harry227 said:

 I'm trying to buy a car from a mainstream dealership in the UK.  I need to transfer £31,000 from my Nationwide account to the dealership- ideally today. 

I'd not realised that Nationwide have a daily transfer limit (should have read the small print!). Apparently, I can only send up to £25,000 per day to a recipient I've not transferred money to before (or not "many times" - whatever that means).  Obviously, I'm not regularly sending money to the dealership.

Any advice on how best to pay for this please?  I believe CHAPs is a possibility if I pay a charge for this. I'd like to pay today (Friday).  Would the Nationwide system allow me to pay £25,000 today and the remaining balance tomorrow (Saturday)? If the dealership would accept this. Or, I perhaps I could send £25,000 from Nationwide and the remaining sum from my TSB current account, but that seems 'messy' and I really want to avoid complications and IT glitches etc.

I'm just looking for a trouble-free and secure way to pay,

Where they not offering PCP with dealers contributions. 
Then pay of as soon as possible so effectively getting a discount