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November 2024 Grocery Challenge

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  • Evening all,

    Yet more spends to declare,  :/ but I'm hoping it will balance out over December.
    £8.02 at Asda - bread, FR eggs, bananas and salad.
    £15.77 Home bargains - shower gel, toothpaste, mouthwash, bleach, deodorant and razors.
    £54.48 To fill up my car with fuel.
    Total £78.27.

    Declaring at £726.03 +£126.03  to target :o .

    Food £520.55 / £420
    Petrol £205.48/£180

    See you on the December page.  

    MFW
    Opening Mortgage Balance 
    16/06/2024 - £99569.04 term remaining 80 months (Feb 2031) 

    Current Balance £39,100

    MFW 2025 #31 £23,900 / £28,000 OP

    MFIT - T7 £23,900 OP

    0%CC May 2027-  £2,400

    Grocery Challenge 
    Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 November 2024 at 10:26PM
    Blackcats said:
    I think I've finished my grocery shopping for this month.  
    I peaked too soon with my Lidl plus and got 10% of this week's shop whereas I usually try to time it so it starts the next month's spends.  So it was a big stock up shop this week to clobber November's budget .  
    I was taken aback at how many sweets, cakes, crisps, biscuits etc etc are in the aisles for Christmas.  I do like a festive treat but this really seemed over the top.

    I also spotted a lady in the fruit section who had torn a little hole in the meshing over the crate style box of easy peelers and was poking more easy peelers into the box.  She managed to squeeze in 4 more before I realised I was staring and made myself walk away 🙃

    £4.87 underspend for November
    Things must have been really bad for that said Individual @bla@Blackcats what a shame. 

    I have to assume these are the crates you can get as your free fruit item. I think they often already have 20+ satsumas in them as is 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • Well I'm well and truly over budget this month due to not really taking into account extras we'd buy for a party we hosted and lots of non-food stuff like dishwasher tabs running out at the same time near the end of the month. 

    So I'm declaring at £408.45/£300

    Onwards to December! 
  • zafiro1984
    zafiro1984 Posts: 2,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £11.33 left for shopping today, just potatoes, bread and firelighters needed. I must close my eyes to all offers/bargains until Monday
  • PipneyJane
    PipneyJane Posts: 4,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    @MissRikkiC how about adding a spoonful of sunflower seeds to your porridge, to add both fibre and protein?  That’s what I’ve done in the past when I was having porridge regularly for breakfast, and it delayed me getting hungry for several hours longer.  (At the time, I’d have breakfast around 6am and not get hungry until 11am.  Pre-seeds, I’d be starving before 10am.  In both cases, I’d stave off the hunger with a 110g tub of fruit flavoured, whole-milk-based yoghurt.)

    Since yesterday was payday, I’m declaring at £160.40/£160.40 !

    First time ever that we’ve been bang on budget.  

    There are four shops to declare that I’m including in that total:  £1.35 spent at Sainsbugs on the 20th (more on that later); £2.83 in L!dl on the 24th for Delux mince pies and seeded flatbread; £8.76 in L!dl on the 25th (Lactose free skimmed milk 2x99p, mature cheddar £4.79, cooking bacon £1.99); and £2.98 in L!dl yesterday on more Delux mince pies £1.99, onions 99p, and our “free” sweet potato fries (was £2.45 for 500g).  With £2.18 going to the Money Boxes as shrapnel, November’s Grocery Challenge budget is all gone.

    I did do a shop yesterday, at Sainsbug's but, since that was after I withdrew the December GC Money, while L!dl was beforehand, I’ll count that Sainsbug’s shop in December’s Budget.

    Also purchased in L!dl yesterday was a back-up, 4kg, frozen, Christmas goose for £26.99, but the Meat Fund paid for that.  The last two Christmases, we’ve ordered geese from the local butcher but, due to bird flu, they’ve been unable to deliver.  While I’ve ordered another goose from him this year, I am determined not to be disappointed.  This is the only time of year you can get them.  What will I do with two geese?  Well, the backup can stay in the freezer until May or June, when I’ll get around to cooking it.

    Now, about that Sainsbug's spend.  A couple of weeks back, I mentioned to a colleague that we were planning on going to Warwick Castle last weekend.  She told me about a deal that Kelloggs have with the Merlin Entertainment Group, who own the castle.  On certain boxes of Kelloggs’ product, you get a code for 25% off the regular cost of admission to a Merlin site, for at least 2 adult tickets.  In our case, that worked out as a £12.50 saving; well worth the £1.35 we spent on a box of Krispy Bars.

    - Pip
    "Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.'

    It ain’t what you do, it’s the way that you do it - that’s what gets results!

    2025 Fashion on the Ration Challenge 66 coupons - 41.5 spent.

    4 - Thermal Socks from L!dl
    4 - 1 pair "combinations" (Merino wool thermal top & leggings)
    6 - Ukraine Forever Tartan Ruana wrap
    24 - yarn
    1.5 - sports bra
    2 - leather wallet
  • Finally closing out this month with our final spends. Mr. Jings really did insist on cooking me a Thanksgiving dinner on Thursday evening so we spent a bit more. He wouldn’t take no for an answer. A form of sweet determination… ☺️

    £5.50 by Mr. Jings on Tuesday for ramen at Morrisons 

    £6.50 by me at M & S on Thursday morning for a whole chicken for Thanksgiving evening. 

    £6.65 by Mr. Jings at M & S Thursday afternoon for gravy, and ice cream. 

    £531.00 / £375.00 spent. We’re £156.00 overspent. 

    Our freezer is full and we’re stocked up overall. We only may need coffee for Mr. Jings and fresh berries for me in the first week of December. We have milk, yoghurt, etc. Have a good weekend everyone and see you on the December thread!

  • diminua
    diminua Posts: 445 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Closing at £11.53 over. See you in December 
    Fashion on the Ration 2025 - 1.5 coupons remaining 
    July Grocery Challenge £115.57 of £250 spent
    Declutter 7 things (net) in 2025. Done, now trying to keep it even (5 over at present). 
  • Doom_and_Gloom
    Doom_and_Gloom Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 December 2024 at 9:40PM
    We finished at £302.94 for November.

    £302.94/£240
    £62.94 over budget.


    Not great however the freezer is basically full and we have most bulk items in now. Hoping we stay within the budget for December.
    I am a vegan woman. My OH is a lovely omni guy :D
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @PipneyJane I have pumpkin seeds most days as well as flax and chai but I do often still get very hungry really quickly. I’m used to it now, it just always surprises people. 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
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