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Buying shared ownership with universal credit

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  • kaMelo
    kaMelo Posts: 2,862 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    kaMelo s hiaid:
    Yoyr children can only live in one place, even with shared care.


    I dont understand this? Surely it's standard practice for kids to stay with both parents when they divorce? it would be 50/50

    Yes, children may stay with both parents equally, there may be more than one contact address but they can only officially live at one address. 
    When you register for a dentist or doctor and they ask you where you live you give one addresses, same with school, bank/building society etc. Where is most of their stuff, who claims child benefit, these are all things DWP will take into account if there is any dispute over where a child lives.
    What they won't accept is that they live with both of you

  • Caz3121
    Caz3121 Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If she plans to include the children on her UC claim then she would be the one classed as the lone parent. If you were the one claiming child benefits and having them registered with you then the disregard would apply but her UC claim would be as a single person.
  • Spoonie_Turtle
    Spoonie_Turtle Posts: 10,347 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    As fast I understand, for true 50/50 shared care you can choose to split the children between you for benefit purposes.  E.g. registered address for one is with you, for another is with her, etc. 
    For UC this would mean you could be classed as a lone parent in your current home, and she would be able to claim for one / half of the children on UC, but not all of them.
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