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Hard search if applying for credit card with own bank?
movingforward2010
Posts: 1,586 Forumite
I’ve had a Lloyds bank account for 20 years. Just done an eligibility check via my online banking for a credit card and said I was pre approved. If I continue with it does it do a hard search or just go off internal bank data about me?
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They will do a hard search because they will want to see how you are or not managing other credit you have.movingforward2010 said:I’ve had a Lloyds bank account for 20 years. Just done an eligibility check via my online banking for a credit card and said I was pre approved. If I continue with it does it do a hard search or just go off internal bank data about me?2
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