We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Hard search if applying for credit card with own bank?
movingforward2010
Posts: 1,588 Forumite
I’ve had a Lloyds bank account for 20 years. Just done an eligibility check via my online banking for a credit card and said I was pre approved. If I continue with it does it do a hard search or just go off internal bank data about me?
0
Comments
-
They will do a hard search because they will want to see how you are or not managing other credit you have.movingforward2010 said:I’ve had a Lloyds bank account for 20 years. Just done an eligibility check via my online banking for a credit card and said I was pre approved. If I continue with it does it do a hard search or just go off internal bank data about me?2026 wins - Parker Pen, American Sweets bundle, dish magic bundle
2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.6K Life & Family
- 261.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards