Employee discount scheme for retirees

Sarahspangles

A few years ago I missed out on something like a £12 voucher on £60 supermarket spend. After that I decided to track loyalty and voucher income - just anything that was equivalent to cash, so no coupons or offers on items.

It’s really dropped since the pandemic. To about a quarter of previous levels. At this point tracking is more like research than a worthwhile way to save money.

OH still occasionally earns a £2.50 voucher from Nectar to use at Sainsburys, by pre-saving offers in their app just before he goes in. I find that whole rigmarole too much faff. We used to save them up for the Double Points offer when I would replace household basics but that’s been dropped. We get Tesco points on fuel, which we put towards renewing a Railcard, but the pace those accrue has really dropped and you no longer get three times the points, just double. If there wasn’t effectively a penalty for not having a Nectar/Clubcard, for the differential shelf edge pricing, I’d cut them up now.

The majority of our shopping is Ocado where pricing is transparent. And I can still get 3 to 4% off supermarket spend by using a shopping card which is where Employee schemes come in.

Away from supermarkets, our biggest saving is a Wex card for Esso fuel - always beats the supermarket pump price - and then LNER points on rail tickets. We still have a Boots card though I would always price compare and not assume the loyalty points guarantee a saving.

Floss

Costco petrol is always cheap. You don't have to buy 1,000 loo rolls - more like 24 or 36. I buy basics such as Galaxy hot chocolate at £4.60 for 1kg, big boxes of Whiskas pouches and Sanicat cat litter which is £2 cheaper than anywhere else.

SMP1

Floss said:

Costco petrol is always cheap. You don't have to buy 1,000 loo rolls - more like 24 or 36. I buy basics such as Galaxy hot chocolate at £4.60 for 1kg, big boxes of Whiskas pouches and Sanicat cat litter which is £2 cheaper than anywhere else.

I was exaggerating a little of course. I do like the fuel - especially the diesel. My son thinks it's no cheaper than the supermarket. The thing he forgets is that the diesel is actually the " super" version - so it's probably about 20p a litre cheaper than elsewhere . I saw some on holiday recently and it was 45p a litre more for the "super" . I went and complained - haha 😄 

SootySweep1

I use topcashback.co.uk and you can get some decent discounts that way.