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HMRC letter

Hi Not sure if this is the right place to post this. 
I have received a letter today from HMRC for late filing penalties dating back to 2013/2015. 
This is the first time they have contacted me. I did run a business back then and had an accountant who dealt with all my returns. 
I am aware that HMRC can persue you for a long way back. 
I do not work and only receive benefits. Amount is not small £5000. Do I contact them and explain my situation and try and make arrangement to pay or do I need to do anything else. Know this won’t go away now but we own our house and hubby has Alzheimer’s and I and now unable to work. We do own our home outright. I’m 65 so no chance of getting mortgage or even a loan. 
Any advice welcome. 

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