Citicard Creditlimit.

alex28_2

Hi,

I have Citicard since 2001, initially they gave me 2000 quids limit and since then they only increased my limit once for 200 quids only when i asked them. they have also upgraded my account to Platinum in feb'05 but didn't increase the limit.

Are they too fussy?

Cheers.

crazyfj

Hi

I'am having the same problem, I'am stuck on £1500. You can try and change your limit on-line now. The telephone staff claim that the system will review your limit every 3 months. I pay of my account in full every month but they will not increase my limit (they do give me transfer offers every three months!)

FJ

hulljake

crazyfj wrote:

(they do give me transfer offers every three months!)

FJ

Out of interest, what do they offer you? I've a Citi Platinum that I use for work expenses, and always pay off in full, but I don't recall ever receiving a balance transfer offer.

alex28_2

Hi,

I have tried online method to increase it but it won't increase.

crazyfj

hulljake wrote:

Out of interest, what do they offer you? I've a Citi Platinum that I use for work expenses, and always pay off in full, but I don't recall ever receiving a balance transfer offer.

The last one I got was for balance transfers just last month, 3.9% or 5.9 (can mind 100%) on any balance transfer.

I've been with Citi since it started in the UK, its only in the last year that I've been getting offers from them, before that nothing. They have also sent letters giving me a free Platinum card upgrade, free PPI for 3 months.

CTT_2

I have been with citicard since 1998 and started off with a credit limit of 2000 pounds.
Since then they have increased to 8000 pounds with latest offer of another 1.9 percent for 6 months and have completed a 1.9 percent transfer. Mind you my credit rating is very high

Martinslovechild

They gave me an £8000 limit as a new customer with 0% for 9 months with no fees. I was allowed to BT a maximum of 90%.

tara

I just received citicard a few weeks ago- got £4000 limit but it was too much for me. asked for a reduction to £1500 to reduce risk..