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Advice about finance available for a mature student doing a healthcare BSc

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Elizo2024
Elizo2024 Posts: 4 Newbie
Name Dropper First Post
edited 8 October 2024 at 10:45AM in Student MoneySaving
Hi all,

Would appreciate some advice as everything online is confusing. Can you get definitive advice about student finance before you apply to Uni? It would be make or break for me so the whole 'you may be eligible' is not very helpful

This is my situation:

I have a degree from way back. I am now mid 40s single parent (child will be 16 if I start 2025 and in eduation himself) and looking to requalify into Radiography. I have a sizeable mortgage and am in London. I have savings of around 50k but would not be working as course full time (or maybe some part-time work). I need my savings for helping my own son at Uni when he goes, anything that can come up in the house, emergencies etc. So I would look to student finance as much as possible. The pay would also be low for a few years after qualification so I don't want to obliterate my savings as will need them post uni. So my question is in terms of loans and maintenance grants will they look at my savings and could that make me ineligible? Is there any way to find out how much I could get??

Thanks so much for advice, (Removed by Forum Team) 

Comments

  • You could try posting on the relevant student room forum. They have staff from student finance who can answer questions.
  • silvercar
    silvercar Posts: 49,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    You could try posting on the relevant student room forum. They have staff from student finance who can answer questions.
    This thread is now on the student board. No staff from student finance here, but read around other threads in case this has been discussed before,
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • silvercar
    silvercar Posts: 49,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    The rules seem to allow for the funding of a second degree in certain subjects - https://www.gov.uk/student-finance/who-qualifies

       "You may also get limited funding if you hold an Honours degree or a higher level of qualification and start a new course. This could be a part-time Honours degree, a joint Honours degree or an Integrated Master’s degree in one of the following (or 2 if it’s a joint Honours degree):
     agriculture and related subjects architecture (if it’s a MArch RIBA Part 2 course)
     biological sciences
     computer science
     mathematical sciences
     medicine and allied subjects
     physical sciences
     technologies courses
     leading to qualification as a veterinary surgeon

     You could also be eligible if you’re starting a healthcare course on or after 1 August 2017."

    You need to look at what "limited funding" would give you in terms of maintenance and tuition fees. 

    Standard student loans are based on income not savings. So with a reduced income due to reducing hours in order to study and a dependent, you would likely get full eligibility. But I don't know the limit of "limited funding".
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • I was talking about a different website - The Student Room - which has a specific forum about student finance with student finance staff answering questions.
    Second degrees in healthcare get tuition fees paid but there is conflicting information on different websites re whether a maintenance loan will be paid, hence my suggestion re the student room website.
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