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If your payment plan is a low one it can help to focus their mind when you do make a settlement offer
Look- you can have £5 per month for the next 100 years or £1000 now...
thanks, just weighing up my options will get a cca request sent over to begin with, also have you any experience with cabot are they any different one of the cards debt has been sold to the.
Cabot are a run-of-the mill debt buyer. No better or worse than the others.
thanks fat belly,
ive read a few posts where people have done a cca request with lowells and for lowells to then issue court proceedings in a tit for tat
im just weighing up if it might be better to just contact them and offer to pay £5 a month instead of doing a cca request since i owe about £15K would take decades to pay off