Inheritance and UC account

jupiter5650

Hi. A few days ago I received inheritance of £41k. I did a change of circumstances for savings and also popped a note on my uc journal to declare it that day. Obv my UC payments will stop. 

According to people online my UC account will be closed down. However 3 people from UC have told me on the phone that isn’t the case, that my claim will remain open until I’ve had 6m of zero payments. 

Has anyone been in this situation and what happened with your UC account please? 

I know I should trust what UC have told me but I’m a bit worried as so many other people have said otherwise. The reason I want to know is because I’m waiting on a back payment which is currently with a decision maker and relates to assessment periods when I was eligible and in receipt of UC and I’m worried that if my claim is closed down, I won’t get the back pay. 

Thanks 

elsien

It’s covered here in the section on rapid reclaim. As long as you meet the conditions, you can restart your claim within six assessments after the current one ends.

http://data.parliament.uk/DepositedPapers/Files/DEP2019-0980/102._Reclaims_v6.0.pdf

Spoonie_Turtle

You will get your backpay regardless of whether your online account/journal is still open.

I would advise making copies of your statements (can save to PDF from most browsers) and taking screenshots of your journal now, if you haven't already done so, because when it closes you won't be able to access them.

Your UC account should close as you are no longer eligible for UC, although members here who are more knowledgeable than I will be able to say what happens to them in reality. 
[Claims where the payment is nil due to earnings or other deductions stay open for 6 months.  That's not supposed to apply to claims where they don't meet the basic eligibility conditions for UC.]

The only thing is if you had a managed migration claim with savings already above £16,000?  If so then nothing would change even with your inheritance.  But if it was a normal claim then obviously with savings way above the threshold it will close.

NedS

When you declare capital over £16k, the claim should close.

However, because there's a pending underpayment on the claim, they will have to process that before they can close the claim.

If the claim remains open with capital declared over £16k, then for any APs after the capital was declared, the UC statement should show a deduction for savings (capital) equal to the amount of the UC award, thus nilling the claim for that AP, so there will not be any overpayment due to the claim staying open whilst they sort out any previous underpayment that may be owed.

Once the any underpayment has been processed and payment issued, the claim will be closed.