We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Which car breakdown service for a new car owner .. local driving only

WLM21
WLM21 Posts: 1,543 Forumite
Part of the Furniture 500 Posts Combo Breaker
Our daughter has just bought her first car .. nothing fancy, but she's happy.

I've suggested she takes out car breakdown but I'm not too sure which is best. She'll only be using the car to take her kid to school and to commute to/from work

Personally, I use Autoaid, which was recommended on its site 

thanks for any advice !
«1

Comments

  • ButterCheese
    ButterCheese Posts: 121 Forumite
    Third Anniversary 100 Posts
    I use Start Rescue.  Much cheaper than AA or RAC for the equivalent 3 or 4* package.  I think mine is £49 per year.  I've only had to use it once, brake calliper was stuck on and it started smoking.  My wife called them out (as it was 300 miles away from our home) and they were very good.  They tried to fix it at the side of the road, which only lasted 5 miles, so they then towed it home.

    I would recommend getting the cover with home start and onward transport to your desired location.  Be aware, they will all state minimum wait times etc but this is heavily dependant on traffic, time of day/night etc so with any company you could be waiting anywhere from 1 - 6 hours if you break down
  • Mildly_Miffed
    Mildly_Miffed Posts: 834 Forumite
    500 Posts Third Anniversary Name Dropper
    AA and RAC have their own fleets of vans, in addition to using local contractors.

    Everybody else just uses pretty much the same network of local contractors - so whoever you go for, it'll almost certainly be the same bloke coming out with the same delay.

    So it's mostly down to price and what cover she needs. Look at the comparison sites - they all do breakdown. Which one is best for her depends on if she wants to be covered in any vehicle, or the age of her car, or if she wants homestart/onward travel/etc.
  • Rodders53
    Rodders53 Posts: 2,481 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What car?  My Ford is covered by the AA or RAC (can't remember which is was one then changed to the other) when I have it serviced at my main dealership.  Covers home start etc.,. Perhaps other marques do similar

    Who does she bank with?  Some bank accounts (paid) include such cover.

    Who is she insured with?  Many offer such insurance as an add-on with favourable rates.
  • WLM21
    WLM21 Posts: 1,543 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    thank you for your answers
  • Northern_Wanderer
    Northern_Wanderer Posts: 500 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 3 October at 6:59PM
    2Gether Insurance offer a decent national recovery service including home start, mine is usually around £25/ year and has no excess or fees on top.

    I used them once for a flat battery, a local garage came out within 30 minutes.
  • LouiseAH
    LouiseAH Posts: 70 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    Personally I wouldnt use Greenflag again. I would go with AA or RAC.
  • vacheron
    vacheron Posts: 1,874 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 4 October at 7:38AM
    Contentious perhaps, but for just local trips around the doors, have you considered just not getting any?  

    I haven't had breakdown cover in my entire 27 year driving career and never once needed it. It is rare that cars now tend not to just die without warning. 

    In the event of an incident where I can't get friends or family, or a local garage to help, I can just call the AA and join on the spot, and if time is of the essence, I can just call a taxi to finish my tasks.

    Yes, I will pay a bit more to Join on the spot should I ever need to, but notwhere near enough to cancel out almost 3 decades of (unused) breakdown cover spending.  
    • The rich buy assets.
    • The poor only have expenses.
    • The middle class buy liabilities they think are assets.
    Robert T. Kiyosaki
  • ris2015
    ris2015 Posts: 50 Forumite
    Ninth Anniversary 10 Posts
    If the use of the car can be kept to a 20 mile radius of the home address.

    Take a look at the AA local Driver subscription.

    It's not generally advertised.
    https://www.theaa.com/breakdown-cover/local-driver-terms


  • Ectophile
    Ectophile Posts: 7,671 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Aviva breakdown are just the RAC under a different name, but you may find the prices are different.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • WLM21
    WLM21 Posts: 1,543 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    2Gether Insurance offer a decent national recovery service including home start, mine is usually around £25/ year and has no excess or fees on top.

    I used them once for a flat battery, a local garage came out within 30 minutes.
    For a company I had never heard of before .. this seems too good to be true
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.3K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.