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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Another one with a shock to the system going to work this morning.

    At least I have had a quiet morning though!
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Urrrgh! Balancing all 3 jobs today. Starting the day wfh, then out to two different locations, an hour back to wfh then out again. Considering spending the second wfh period working in a cafe close to my final location. I could work from our hot desking office, but the office is anything but hot.

    Thankfully I have three different lanyards to remind me what role I’m performing!

    Need to read up for my final meeting, but need to find my work phone first!

    Happy Tuesday 😁

    68 days until January pay day…. Well, it certainly feels that way.
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • Andyjflet
    Andyjflet Posts: 700 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I am home based too, I often incorporate a couple of hours working from a café, living alone doesn't help. Its too early in the month for me to have many appointments but tomorrow after a 9am Teams call i will be out visiting clients, whether they like it or not :-)
    Baby Step 6/7 . £16000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!
    Currently Negotiating with HMRC !
  • Nintud
    Nintud Posts: 554 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Andyjflet said:
    I am home based too, I often incorporate a couple of hours working from a café, living alone doesn't help. Its too early in the month for me to have many appointments but tomorrow after a 9am Teams call i will be out visiting clients, whether they like it or not :-)
    My second meeting was cancelled (weather related), so I’ve done the frugal thing and come home and put the kettle on 😁
    MBNA 237.47/13997.47
    Santander 300/10550
    Nationwide 60/460
    Very 943/943 paid off 01/02/25
    Santander OD 0/2900
    Nationwide OD 100/200
    Mortgage 18430/125194
    EF 300/1000
    Declutterred via Vinted 53/2025
    NSD Feb 2/7
    SPC2025 #11
    52 wk envelope challenge #6 28/virtual
    Debt repaid 2025 2437.60/38650.60
    MFW 2025 1036/107800
    Make £2025 in 2025 458/2025
    Friday Fiver 35/260 virtual pot.

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Keeping everything crossed the sales keep coming!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • RelievedSheff
    RelievedSheff Posts: 12,691 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Well done.

    Make sure you are not leaving your budget too tight in other areas though!
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    That's such a big achievement Very well done (no pun intended!!)
    Nov/Dec 24  £39 564

    July 25  £34 531
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nintud said:
    Very is now in the 100s 😁😁😁😁😁

    £160 thanks to a Vinted payment of £20, a Quidco £45 payout and a round down from my bank account.

    £50ish due from Vinted over the next few days and child benefit due in 6 days. I could be Very debt free in less than a week 😁😁😁😁😁

    Jiggy dance incoming.
    Oh wow how amazing! 🤩 

    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • biggerpickle
    biggerpickle Posts: 155 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Nintud said:
    Very is now in the 100s 😁😁😁😁😁

    £160 thanks to a Vinted payment of £20, a Quidco £45 payout and a round down from my bank account.

    £50ish due from Vinted over the next few days and child benefit due in 6 days. I could be Very debt free in less than a week 😁😁😁😁😁

    Jiggy dance incoming.
    Wow, how lovely it will feel getting rid of one of the debt pots! Got to love a bit of quidco, my child benefit this month has been (Monday) and gone (today) thanks to council tax and Very debt.
    July 2024 £12,150  Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!!  Total £10,276
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