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Paying off £37065 unsecured debt by July 2027 while continuing to travel this amazing world

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Comments

  • RelievedSheff
    RelievedSheff Posts: 12,977 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Another one with a shock to the system going to work this morning.

    At least I have had a quiet morning though!
  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Urrrgh! Balancing all 3 jobs today. Starting the day wfh, then out to two different locations, an hour back to wfh then out again. Considering spending the second wfh period working in a cafe close to my final location. I could work from our hot desking office, but the office is anything but hot.

    Thankfully I have three different lanyards to remind me what role I’m performing!

    Need to read up for my final meeting, but need to find my work phone first!

    Happy Tuesday 😁

    68 days until January pay day…. Well, it certainly feels that way.
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • MasterG83
    MasterG83 Posts: 773 Ambassador
    Part of the Furniture 500 Posts Photogenic Name Dropper
    I am home based too, I often incorporate a couple of hours working from a café, living alone doesn't help. Its too early in the month for me to have many appointments but tomorrow after a 9am Teams call i will be out visiting clients, whether they like it or not :-)
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert

    Baby Step 6/7 . £18000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!
  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Andyjflet said:
    I am home based too, I often incorporate a couple of hours working from a café, living alone doesn't help. Its too early in the month for me to have many appointments but tomorrow after a 9am Teams call i will be out visiting clients, whether they like it or not :-)
    My second meeting was cancelled (weather related), so I’ve done the frugal thing and come home and put the kettle on 😁
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • lucielle
    lucielle Posts: 11,845 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Keeping everything crossed the sales keep coming!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • RelievedSheff
    RelievedSheff Posts: 12,977 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Well done.

    Make sure you are not leaving your budget too tight in other areas though!
  • LzzyIsGod
    LzzyIsGod Posts: 714 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    That's such a big achievement Very well done (no pun intended!!)

    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • MFWannabe
    MFWannabe Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nintud said:
    Very is now in the 100s 😁😁😁😁😁

    £160 thanks to a Vinted payment of £20, a Quidco £45 payout and a round down from my bank account.

    £50ish due from Vinted over the next few days and child benefit due in 6 days. I could be Very debt free in less than a week 😁😁😁😁😁

    Jiggy dance incoming.
    Oh wow how amazing! 🤩 


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Nintud said:
    Very is now in the 100s 😁😁😁😁😁

    £160 thanks to a Vinted payment of £20, a Quidco £45 payout and a round down from my bank account.

    £50ish due from Vinted over the next few days and child benefit due in 6 days. I could be Very debt free in less than a week 😁😁😁😁😁

    Jiggy dance incoming.
    Wow, how lovely it will feel getting rid of one of the debt pots! Got to love a bit of quidco, my child benefit this month has been (Monday) and gone (today) thanks to council tax and Very debt.
    July 2024 £12,150  May 26 Bclycrd £4,096, Hfax £3,032, Lyds £1,394, PPin3 £170, Klarn £57, Very £16 Total £8,765 yay another £1k barrier smashed!!
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